Walmart: The Bank of the Future (And You Thought the Savings Aisle Was Big)
Catherine (Kate) Tobin
I help founders Pre-Seed through Series B with Business Development, Capital Markets, fractional CFO, Partnerships, M&A + I help investors with due diligence
Picture this: It’s 2035, and Walmart has fully embraced its latest venture—not just into retail or healthcare, but into banking. Yes, that’s right. Walmart is now the Bank of the Future, and it’s exactly as wild as you’d expect.
You stroll into WalmartBank, past the usual groceries and discounted electronics, to the new, ultra-futuristic financial hub nestled between the home goods section and the toy aisle. No more suits and ties for tellers—instead, robotic assistants named “WalBots” glide up to you, offering a greeting in the form of a price-matched loan with a side of freshly rolled-back interest rates. “Would you like 0% APR with your purchase of a 75-inch TV today?”
Forget long lines at the ATM. Instead, there's a “Drive-Thru Banking” lane where you can pick up your cash along with your curbside groceries, because what’s more convenient than getting your checking balance and bulk toilet paper at the same time? Plus, they throw in a coupon for 5% off your next loan payment if you buy it in-store. Financial incentives, baby.
Oh, and did we mention WalmartBank’s "Everyday Low Fees"? No more hidden charges or overdraft surprises. They've got an app for that—The Blue Savings App, which automatically rounds up your purchases and deposits the difference into a high-yield, free-roaming cryptocurrency Walmart mined itself, dubbed WalmCoin. Need to transfer funds? Simply scan your shopping receipt at any register to convert your savings into store credit or have it mailed to you in the form of, you guessed it, a gift card.
The old-school mortgage brokers? Gone. Now, you can get a 30-year fixed-rate mortgage alongside your discounted patio furniture. Just fill out your home loan paperwork at a kiosk near the gardening section while browsing BBQ grills on sale. The best part? All loans come with a complimentary bag of chips. Who said finance had to be boring?
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WalmartBank’s savings accounts are top-tier too, naturally—especially if you sign up for the Sam's Plus Ultra-Platinum Account. It promises a 2% interest rate, free checkbooks (delivered by drone), and exclusive access to the members-only layaway line. Because no one waits in line like a Sam’s Plus Ultra customer.
In this future, personal bankers are a thing of the past. Instead, Walmart's in-store employees double as financial advisors, available for loan consultations while restocking shelves. Want advice on diversifying your portfolio? Check out John from Aisle 7, who also handles the electronics department.
By now, it’s clear—WalmartBank isn’t just another financial institution. It’s the ultimate one-stop shop, merging shopping with banking like never before. Groceries, home decor, a new car loan, and a CD ladder all in one trip? Walmart, the future bank, has your back.
Just don’t forget your cart.