Walletto's Сommitment to Сonvenience and Innovation

In a world where convenience is paramount, Walletto continues to capture the market by implementing different payment solutions. Our recent collaboration with Inbalance Grid, the premier EV charging network in the Baltics, highlights our commitment to providing seamless financial services. Over the years, Inbalance Grid's smart charging solutions have become the first choice for real estate developers, hospitality, and commercial sectors throughout the CEE region. Inbalance Grid turned to Walletto to enhance their payment ecosystem, and we delivered.

At Walletto, we offer a comprehensive suite of services designed to empower businesses in an increasingly digital world. As a Principal Member of Mastercard and Visa, licensed by the Bank of Lithuania, our offerings include SEPA and SWIFT payment services, online payment collection, card issuance, and card payouts. We specialize in providing online payment acceptance via Mastercard, Visa, Google Pay, and Apple Pay. Our ecommerce payment gateway supports open banking and multi-currency processing, capable of handling transactions in over 60 different currencies.?

• Processing Visa and Mastercard: Being a Principal Member of these major card networks allows us to process transactions directly, ensuring faster and more reliable payment processing. This status also means we can offer competitive rates and a higher level of service to our clients.
• Apple Pay and Google Pay: These mobile payment solutions allow customers to make secure purchases using their smartphones. Integration with these services means businesses can offer a fast, convenient, and secure checkout experience, catering to the growing number of consumers who prefer mobile payments.
• Open Banking: This service allows businesses to access financial data securely from their customers' banks (with their permission). It enhances the payment process by enabling direct transfers and account verification, reducing the risk of fraud and improving the customer experience.
• Multi-Currency Processing: Our payment gateway supports transactions in multiple currencies, enabling businesses to operate smoothly in the global market. This capability helps businesses avoid costly currency conversion fees and offers their customers the convenience of paying in their preferred currency.
• Card Payouts: Card payouts involve transferring funds directly to the recipient's payment card - such as debit card or prepaid card - rather than to their bank account. This method is particularly useful for refunds, incentive payments, and instances where the recipient may not have a traditional bank account. It allows for instant access to funds, making it a convenient option for many business scenarios.

Our expertise in embedded finance solutions enables us to integrate these payment methods seamlessly into business systems, streamlining transactions and enhancing convenience for both businesses and customers. This integration exemplifies Walletto's dedication to providing flexible and efficient payment options. Since our inception in 2017, we have emerged as one of the top 10 largest electronic money institutions, thanks to our persistent pursuit of excellence and customer satisfaction. Our commitment to innovation extends beyond any single collaboration. We aim to continue redefining convenience in the financial landscape, supporting local enterprises, startups, and fintechs.?

"Our approach is not merely about transactional convenience; it's a testament to the power of partnership in driving innovation and progress. As we proceed, we look forward to empowering more businesses and contributing to a sustainable future", explains Andris Skutans, Head of Acquiring Division.

Stay tuned for more exciting developments from Walletto as we redefine the landscape of embedded finance solutions.