Video: The future of payments

It was my privilege to be the keynote speaker at the Fintech North 'future of payments' conference in Manchester:

My talk outlined developments in the payments landscape, how the pandemic accelerated digitalisation, encouraged us to embrace digital payments and touched on other themes such as:

• Is Britain ready to go cashless?
• The importance of payment choice – “how you pay, when you pay and who you pay
• “Payment certainty” and the mitigating fraud – “be sure how you pay”
• “Direct Debit 3.0” how inflation will affect subscription-based businesses
• New ways to pay
• The rise of Open Banking and noted that Open Finance is the “next step” in the Open Banking journey towards a more rewarding experience
• Open Finance allowing providers banks to access financial data which will lead to increased competition, better-tailored financial services and improved financial health. He adds that over 6 million consumers and businesses have now used Open Banking (and this number is growing at a fast pace).

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