USHEALTH Advisors Helping to Reduce Health Care Spending

Did you know the sickest 5 percent of the US population make up 50 percent of total government health care costs, and the healthier members of the population (the other 50 percent) make up only 3 percent of the nation's health care costs? Most patients receiving treatment for some type of illness are Medicare patients or people over the age of 65. The different types of illnesses vary but the two main culprits are diabetes and heart disease. It costs our government about one-fourth of the Medicare budget to care for this aging demographic. Of course we want grandma and grandpa to be healthy, yet still, these aspects of balancing healthcare spending tend to drive up costs for everyone. Plus, one needs to factor in emergency room treatment costs as well. For those of you who tend to think more like I do in terms of the bottom line, the Federal Government treats health care costs as part of its mandatory budget, meaning these expenditures will always take priority. What this means for other social entities is less monies allocated toward them (defense, education, or rebuilding infrastructure) (Amadeo, 2018).

USHEALTH Advisors is doing its part in helping to keep the costs of government spending down. Now and definitely in the future! Their policies tend to encourage healthy behaviors that will lead to less money spent on outpatient treatment and hospital stays. Of course accidents do happen, and USHEALTH Advisors can help individuals plan for better financial insulation should any occur! They offer Accidental Death & Dismemberment and Life Policies along with health coverage. The incentive for working with one of their agents is a "no frills" approach to medical, dental, and optical coverage for those generally healthy, who would otherwise not meet the qualifying criteria for Medicare/ Medicaid, along with tiered associations (Westfund Health Insurance, 2018).

They say good health coverage isn't cheap and cheap health coverage isn't good! What USHEALTH Advisors offers to its clientele, which are small business owners and individuals, are indemnity and critical illness plans, and other ancillary products backed by a national network plan (PPO) not a limited HMO. This is a high level explanation of what they can offer, but a licensed agent could tell you much more! So call today and schedule a sit-down, virtual chat, or call-back from an agent! You, your family, or your business are worth it, so take care of your health!

Amadeo, K. (2018). The Rising Cost of Health Care by Year and Its Causes. Retrieved from https://www.thebalance.com/causes-of-rising-healthcare-costs-4064878.

Westfund Health Insurance. (2018). 10 Reasons Why People Choose to Have Private Health Insurance. Retrieved from https://www.westfund.com.au/10-reasons-why/.

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