Use your FSA and HSA funds for these 13 seasonal pharmacy items

HEALTHCARE: Pre-tax savings benefits like flexible spending and health saving accounts (better known as FSAs and HSAs respectively) can help workers pay for out-of-pocket medical expenses without breaking the bank. But a lot of workers are not fully taking advantage of these?benefits.

Seasonal items like sunscreen and insect repellent can be paid for with the funds in these accounts. Take a look at 13 FSA and HSA-eligible services or items that help employees stay healthy and save money year-round.?

Read: 13 FSA and HSA eligible expenses that may surprise you

MENTAL HEALTH: Today, Colby Flood is a successful founder of digital marketing agency Brighter Click . While the 28-year-old is now running a thriving business, his outlook was much different just a few years ago.

"I started dabbling in drugs and alcohol when I was 16, and that tumble downhill continued until I was 21," Flood says. After rehab and time working at a big-box store, Flood eventually turned to freelancing and entrepreneurship to support his ambitions. He opened up about his journey and how he supports others struggling with addiction today: ?

Read: This founder overcame addiction — now he combats stigma with success

RETIREMENT: As we move through 2023, employees are struggling under the weight of inflation and rolling layoffs. As they hold their breath amid an uncertain economy, the idea of financial security — now and in the future — feels increasingly elusive.?

While achieving true financial security may feel like a moving target for employers and employees, a regular stream of two-way communication can help both parties close in on their goal.?Experts from 微软 , 美国银行 and more spotlight easy-to-implement methods to improve employees' financial futures.

Read: Is retirement out of reach? How employers can help workers shore up 401(k)s and savings