Use Deposits Dynamics to compete with your peers, and Scientifically Predictable to defeat giant MMFs.

Giant banks do not compete with rates for deposits; they use their broker’s muscles, in the form of MMFs, ?to lure self-invest customers to move their deposits money from community banks and credit unions to them. Just like David, who knew he could not defeat Goliath the giant in his own game, he instead used his brain to come up with a simple and smart way to defeat Goliath. And the rest is history.

?You are faced with the same situation right now. Giant banks that have inhouse brokerage firms are offering extremely high MMFs rates plus the opportunity to open a self-invest account on their platform. The combination of a high-yield-MMF rate combined with self-invest equity return is very attractive to your customers or members. The reality is that you cannot compete with this type of offer with your deposit rates.

However, you can do what David did and use a simple, yet scientific, instrument to defeat Goliat the giant. This will keep your customers or members and their money with your institution. Simply provide your customers or members with the Scientifically Predictable self-invest model that allows them to outperform the market with a very high level of confidence (See the performance in 2024).

Scientifically Predictable is a breakthrough in the science of behavioral economics. The model is based on a scientific paper has been validated and published. Providing Scientifically Predictable to your customers or members is easy and dimple, and it can be used on their existing investment platform. Moreover, there are no advise fees or product commission associated with the program.

Again, do not compete with MMF of giant banks with your deposit rates, you cannot win, and you will harm your Net Interest Margin. Instead, use Scientifically Predictable, which like David’s sling, is simple, smart and deadly effective. Let me show you how simple and effective Scientifically Predictable is – let us schedule a short online demo.?