urpay: A Super App in the making

Money Money Money...

What is Money? Typically a store of value that is exchanged for the payment of goods or services. What might be just as important as money is the medium or the means of facilitation for the actual exchange or transfer of said value.

With the advancement of technologies, the physical exchange has increasingly become replaced with the digital form of exchange. The Kingdom of Saudi Arabia has excelled in the area of Digital Transformation, with Banking being no exception to this wave of change.

The Rise of Fintechs

#Fintech (Financial Technology) entities have contributed formidably as a force of progress in the Kingdom's Digital Transformation initiative. Fintechs that have risen in #KSA cover a variety of use-case such as:

• #DigitalWallets
• #Lending & #Finance
• #Fundraising
• #BusinessTools
• #CapitalMarkets
• #PersonalFinance
• #DigitalBanking
• #Insurance
• And more... a nice quick reference of the current ecosystem in #SaudiArabia is nicely illustrated in the captioned image by Fintech Saudi | ???? ????????

Some noteworthy players of who's services I have personally leveraged include:

• neoleap stc pay Lendo | ????? Aseel | ???? alinmapay And more...

A Champion Emerges - urpay

With a multitude of players emerging, it will ultimately boil down to two factors to identify the winners:

1. #Services: Giving #customers 'what they want'.
2. #CustomerExperience: Giving customers 'what they want' and 'how they need it'.

One fintech - in my personal opinion - ticks the checkboxes when it comes to a financial service provider that provides a superior digital experience; urpay.

Let's explore together the multitude of services that urpay provides to meet your everyday needs. You will need the following as a prerequisite however:

1. A valid ID (citizen or resident) in the Kingdom of Saudi Arabia - mandatory
2. A Saudi phone number in your name (ID) - optional, this will impact your financial limits

A Glimpse - Video Overview

Ready to try urpay? Click here, otherwise discover more below.

One Card / One Tap (#ApplePay)

Request your #Digital or Physical #CreditCard through the app for all your daily interactions with #merchants around the world. Through the app you'll be able to:

1. Request Cards
2. Add to Apple Pay
3. Manage existing Cards
4. View transactions at the card level
5. Set your security preferences and more...

urpay's card is supported by Visa . Get yours today.

Payments & Transfers (Local / International)

A variety of payment services are offered within the app for all your needs:

1. #QRPayments: With a snap pay your friends and favorite merchants for swift payments
2. Wallet to wallet Transfers: Send your friends and family members money directly to their urpay account by simply selecting them from your contacts / phone number
3. Request Money: Whether it's a #Qatta among many friends or a request of funds from one person, urpay provides you with the ability to receive money with a few taps.
4. Transfer to Local Banks: Send money to any beneficiary in the Kingdom using their IBAN.
5. Transfer to International Banks: Send money to any beneficiary worldwide using #Moneygram services.
6. #BillPayments: Topup / settle bills in Saudi & Abroad.

Digital Shopping Experiences - Marketplaces

Yes, through urpay you're able to order the following:

1. Digital Products: Your typical top-up cards, vouchers, etc... all from within the app
2. Food Pick-up: Although delivery is not yet available in this service, you are now able (via beta launch) to order food for pick-up from your favorite restaurant in your area and have it delivered to your car. Cool huh?

Offers Galore

urpay offers customers a variety of incentives to rely on it for your financial needs. Promotions & Offers vary from the following:

• #Cashback deals
• Reduced fees
• Competitive exchange rates
• #Discounts through #partners
• #Referral Programs
• Need I say more?

Are you ready to try urpay?

Download urpay and give it a try today!

Disclaimer: I have personally been involved in the design & development of the #urpay app on behalf of neoleap . The opinions & views expressed herein are that of my own.