Urban Vs Rural Banking- Quick Analysis
Source - https://www.google.co.in/search?q=bank&biw=1366&bih=635&source=lnms&tbm=isch&sa=X&ved=0ahUKEwiL96e4tb7QAhUEso8KHXtJATYQ_AUICCgD#imgrc=72eNK_MA0O9AoM%3A

Urban Vs Rural Banking- Quick Analysis

Region wise deployment of ATM for the quarter ending June, 2016

Source - https://rbi.org.in/SCRIPTS/StateRegionATMView.aspx

Summarizing the above two tables-

So there is

·        1 bank for a population of 2261 in urban India, and

·        1 bank for a population of 21688 in rural India.

Some other issues that we can easily comprehend for rural banking-

1.      Power supply

2.      Network bandwidth

3.      Skilled workforce or motivated workforce

Overall, I see that rural India that may not be actually accounting for bulk of black money is actually at the receiver’s end.

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