Update- Final Expense Life Insurance

Most in the group did not realize that these products all vary by age brackets , face amounts limits, niches the insurance company is looking for , number of years the company looks back for health issues etc. Ex. Company looks back 1 yr., 2 yrs 5 yrs or 10 yrs ( Longer the look back the less is the premium ). Looking 10 years back really most potential customers could qualify for a regular life insurance policy with a much higher face amount and lesser premium.

Just because one final expense company wont take someone does not mean some others will. The key for the agent when he calls us is the application questions for all of our many companies ( 10 + ). We know these question and act as your back office to keep up with each career and any changes.

Since 1980 Diversified Insurance Brokers , Inc. Contact- [email protected] or [email protected] 770-662 8510 or 800-533-5969 Final Expense – Diversified Insurance Brokers, Inc

Example - some companies screening questions don't even ask a diabetic question ( A1 C or insulin amount does not matter. No smoker question so every customer gets non-smoker rates. No Ht. and Wt. chart, autism , criminal , parole and probation or felony confections , 1 yr. look back after cancer treatment , bipolar , schizophrenia etc.

Hope this is helpful for you.

Rick Stolz , President , Diversified Insurance Brokers , Inc.