Update on the Current Annuity Market

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Interest rates are continuing to go up and it is a fantastic time to consider Annuities instead of a much lower rate Bank CD that is taxable.

We are seeing today Multi Year Guaranteed Annuity rates tax deferred at 2 yr. 3.35%, 3yr. 4.20%, 5 yr.?4.50%, 7 yr.?4.60 %, and these are the most well-known products by consumers, and agents for use with their customers.

Highly rated companies for those people that like to sleep at night.

Other Annuity types include Tax Deferred.?Note products differ by company and state approvals. ?Call or email for details - ?[email protected]????[email protected] ?770-662-8510, 800-533-5969.

20% Premium Bonus?

Offering Triple Long Term care Benefits above the annuity value including no “Use It or Lose It “ if not used like traditional LTC “ .

Guaranteed lifetime income that you cannot outlive

Safety – The annuity value is free from market risk.

Death Benefit - The full value of the annuity will be paid directly to the beneficiaries, bypassing probate.

10% penalty free withdrawals.

Fixed Rates 2 yrs. to 10 yrs.

Qualified and Non-Qualified money.

Indexed Annuities – High caps and 270 % participation rates. ?Sometimes these are confusing so call for further information.

5 yr. to 10 yr. surrender periods.

Long Term Care riders attached to the annuity.

Lifetime Income Riders available - Individual and joint lifetime income.

Double indemnity on the Lifetime Income if activities of daily living cannot be completed.

Early liquidity access riders.

Call for further information -Rates, information and state approvals are subject to change.

Since 1980 Diversified Insurance Brokers, Inc.

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