Unlocking Growth Opportunities at the ATM

As the global travel industry returns to pre-pandemic levels, the increase in international travel brings the complexities of currency conversion—a critical concern for travelers trying to manage their finances far from home. The need for real-time, transparent, and cost-effective currency conversion is critical, paving the way for innovative financial solutions that can simplify the monetary aspects of traveling.

Dynamic Currency Conversion: Simplifying Global Financial Interactions

Handling money in foreign currencies is a universal challenge for travelers. Whether it's a family vacation in Paris, a business trip to Tokyo, or a backpacking adventure across South America, understanding how much you're actually spending in a familiar currency is more than a convenience—it's a necessity. This need has given rise to Dynamic Currency Conversion (DCC), a financial service that not only meets this demand but transforms the way travelers interact with their money abroad.

SureXchange: Global Reach, Advanced Technology, and a Long History

Euronet stands at the forefront of financial technology solutions, especially for international travelers. Our DCC product, SureXchange, is designed to simplify the financial complexities faced by globe-trotters by offering them the choice to transact in their home currency, whether they are withdrawing cash from an ATM or making purchases at a Point-of-Sale (POS) terminal across continents.

• Real-Time Conversion: Transactions are converted in real-time from the local currency to the cardholder's home currency, offering immediate clarity and comfort regarding spending.
• No Upfront Fees: Our model builds trust and transparency. There are no hidden charges or upfront fees, making it easier for acquirers and merchants to adopt and offer our DCC service.
• Foreign Exchange Variance Guarantee: We provide a foreign exchange variance guarantee to protect against fluctuations in the forex market, ensuring that both the merchant and the traveler can confidently transact.
• Enhanced Revenue Opportunities: With SureXchange, ATM owners and merchants can set competitive exchange rates and earn additional revenue from these transactions. Our expertly designed user interfaces and customer interaction models further bolster industry-leading opt-in rates.
• No Split Routing: Transactions are processed through a single channel/settlement, ensuring that clients get funds faster and can earn interest sooner.
• Real-Time Settlement: Unique to our DCC offering, our real-time settlement feature ensures quicker processing times, enhancing liquidity and financial efficiency for clients.

Empower Travelers with Transparent and Controlled Spending

Euronet's SureXchange DCC service offers benefits designed to enhance the travel experience for international travelers:

• Choice and Control: Travelers can opt to pay in their home currency, giving them direct control over their spending without the need to navigate foreign exchange rates.
• Transparency and Simplicity: With real-time currency conversion at ATMs and POS terminals, the exact cost of transactions is displayed in a familiar currency, eliminating any guesswork.
• Locked-In Rates: By locking in the exchange rate at the time of the transaction, travelers can avoid the potential pitfalls of fluctuating rates, ensuring predictability and ease in budgeting.
• Favorable Rates: SureXchange often offers more favorable rates than traditional currency exchange outlets, reducing the overall cost of foreign transactions.

Drive Your Financial Institution's Growth with SureXchange

For financial institutions and ATM owners, incorporating Euronet's SureXchange service translates into significant strategic advantages:

Increased Revenue Streams: Set competitive exchange rates and earn additional revenue from DCC transactions, complementing existing income from surcharge and interchange fees.

Enhanced Customer Satisfaction: Offering DCC improves customer service by providing a transparent, valuable service that meets travelers' needs, enhancing overall user satisfaction.

Global Reach and Appeal: Expand your customer base by appealing to international cardholders, driving more traffic to your ATMs, and increasing usage rates.

Data-Driven Optimization: Leverage insights from Euronet's comprehensive DCC data analytics to optimize your operations and tailor offerings to specific markets and consumer behaviors.

Data-Driven Success: SureXchange Clients Reap the Benefits

Numerous clients have successfully implemented Euronet's SureXchange, enhancing their financial service offerings and customer satisfaction. In Europe, a leading bank saw a 20% increase in ATM usage and a significant rise in revenue from foreign transactions within six months of adopting SureXchange. By utilizing our data-driven optimization, they tailored their services to meet specific market demands, further driving customer engagement and satisfaction.

Enhance Your Financial Services with SureXchange Now

Are you ready to elevate the financial experience for your international travelers and unlock new revenue opportunities? Join the growing network of institutions that benefit from Euronet's SureXchange solution.

Contact our sales team today to discover how our innovative DCC service can seamlessly integrate your existing systems, empowering you to offer a superior service that attracts global consumers.