Unlock opportunities: unique insights on US Lending and Private Debt landscape
?? Research insights
1?? US consumer loan Q4/23 and Q1/24 vintages: A turning point for the investors?
Exciting news for investors interested in the US consumer lending market! Forecasts from our CreditSight model – a powerful tool developed to predict consumer loan default rates – reveal promising opportunities.
?? New vintages look healthier, creating a positive outlook for buy-side investors.
?? Loan origination is cautiously expanding, with both large and small banks becoming more active.
?? Investor risk tolerance has impacted securitization volumes due to inflation and interest rate concerns.
2?? Private Debt fund performance: Is post-pandemic the golden era for Private Debt?
Attractive returns in a recovering post-pandemic economy: could private debt funds be your golden ticket, or is this surge just a temporary trend? Our research dives deep into a 13-year analysis of 55 private debt funds. Here's what you'll discover inside:
?? Post-pandemic boom: Are record-breaking fundraising and superior performance here to stay?
?? Fund size vs. returns: Does bigger necessarily mean better in private debt?
?? Top-performing GPs: Who are the leaders driving the market, and how do they stack up?
?? Investment patterns: What can we learn from the behavior of mature funds?
3?? US Auto Loan landscape: Where do opportunities lie?
Are you looking to understand current trends, risks, and opportunities within the auto loan sector in the US? Our research, powered by our advanced Market Intelligence tool, reveals promising insights for investors, answering questions like:
?? How do low default rates and interest rates in auto loans impact investment opportunities in 2023?
?? Do collection and recovery policies influence the resilience of investments in this segment?
?? Have tighter credit standards slowed down delinquencies in the prime and subprime segments?
?? What has been the driver in the surge in securitization volume for auto loan ABS?
?? Latest product news
1?? Unlock hidden insights and boost returns with our new transition matrix and vintage default analysis
?? Predictive power: Anticipate future loan performance and mitigate risks effectively.
?? Strategic optimization: Allocate resources efficiently to maximize returns.
?? Customizable metrics: Tailor-made data filters for precise decision-making.
?? Operational efficiency: Save time and resources with rapid report generation
2?? No more limits on where you invest globally with our new Multicurrency feature
?? Transact in any currency effortlessly, and align your global investments with your fund's base currency.
?? Reduce expenses associated with FX fluctuations and processes.
?? Leverage real-time currency insights and robust risk management tools.
?? Automate currency conversions for accurate transaction management.
?? What's up in Cardo AI
1?? Artificial intelligence turns sub-performing loans into opportunities: doValue and Cardo AI together to innovate Stage 2 credit management.
We have entered into a strategic partnership with doValue for effective and proactive management of credits in Stage 2, loans that are technically performing but increasingly risky. Even though the non-performing loans (NPL) industry has matured, there's still a gap in strategies specifically designed to address potential problems before loans become seriously delinquent.
Read the press release here.
2?? Cardo AI has been invited by Amazon Web Services (AWS), alongside a select group of innovative startups, to showcase our groundbreaking solutions in the ABF sector.
Our team will be in the Startup Loft area, eager to discuss new trends, show our use cases, and how we are making the most of cloud-native technologies. Make sure to come by for a quick chat if you are participating!
Check out the full agenda here.
See you next month!