Unleashing the New Era of Financial Management with Unified Account View

Crafting a Customer-First Future?

A day in a banking customer’s life looks extremely clutter-free and convenient. Having the power to check their financial status across all their accounts with a single glance, and head into their day with confidence is a privilege everyone should enjoy!??

Let’s explore how our PFM solution – Spinach makes it happen.?

The Sahamati approved account aggregation ecosystem is rapidly gaining traction in India, driven by the principles of open banking. With this system, customers can consolidate financial data from multiple accounts into a single, unified view. It is proved that over 50% of Indian consumers are now exploring account aggregation services, reflecting a significant shift toward transparency and control.??

At the core of this ecosystem lies a fundamental principle: consent. This ensures that customers maintain full control over their data, deciding who can access it and for what purpose. By placing consent at the forefront, the account aggregation model fosters trust and reinforces a customer-centric approach.?

The Synergy Between Clayfin’s PFM Solution – Spinach and Account Aggregation?

Clayfin’s Personal Finance Management (PFM) solution, Spinach, harnesses the power of open banking to aggregate financial data seamlessly. By integrating with the account aggregation ecosystem, Spinach delivers personalised financial insights that benefit both customers and banks.??

Customers receive tailored financial advice based on their spending history, while banks gain valuable insights into customer behaviour, enabling them to offer more relevant products and services.?

Ready to Revolutionise with Our PFM Solution - Spinach?

Prioritising customer consent and personalised services is the future of digital banking. There is a great opportunity for financial institutions to leverage technologies that enhance customer experiences, drive engagement, and boost profitability. Our PFM solution – Spinach is designed to simplify finances by bringing it all under one view. It is essential in helping banks and customers navigate this era of banking with confidence and ease. With Spinach, you’re not just managing finances - you're mastering it.