Understanding Non-Medical Expenses in Health Insurance: A Comprehensive Guide

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Awareness Gyan

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发布日期: 2024年5月26日
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Some treatment expenses are not covered by health insurance, which are called “Non-Medical Expenses” in technical language.But it is not at all true that it will not be covered completely, yes it is also covered. The Insurance Regulatory & Development Authority (IRDA) has released the list which has been divided into 4 different parts, which total 146 items. (Annexure-I, List 1- Items 68, List-2 Items 37, List-3 Items-23 and list 4 items 18)There is always a lot of confusion with this type of coverage whether it is in-built into the plan or whether it is in-built, how many items are included in the plan, how many items are there in the optional cover or whether all are covered with the optional rider. or in-built.

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