Types of NJ car accident damages to know about

Types of NJ car accident damages to know about

At last count, there are approximately?284 million registered vehicles?in the U.S. traversing the roads, highways, and streets. Each year, 6 million of those vehicles get into accidents. Beyond the fender benders, many accidents can result in severe injuries.

When someone’s negligence is the cause of the accident, a remedy must be found for the victim. That is when an experienced personal injury attorney gets involved. This legal professional is in the best position to help find a resolution to compensate for that accident.

If you find yourself in this type of scenario, it will help to understand the different types of New Jersey car accident damages that can occur. Making an informed decision about your options is the best way forward.

This is what you need to know about those types of New Jersey car accident damages:

Compensatory Damages

Compensatory damages fall into two categories: economic and non-economic damages. For example, with a personal injury claim, those compensatory damages can cover medical bills, lost wages, and any compensation resulting from mental anguish.

Compensatory damages are the broad category of damages that can occur due to a personal injury accident. The compensation amount will be clarified as your personal injury claim progresses.

Economic Damages

The compensation for any economic damage needs to make you whole. In other words, there should be compensation for any money you are out of pocket due to your injuries.

The most significant out-of-pocket loss would be for medical bills. That goes beyond the initial payments to an emergency room or your general care physical. You could also incur losses for the following:

  • Ongoing physical therapy
  • Insurance co-pays
  • Medications
  • Medical devices like crutches, slings, and wheelchairs

Your PIP insurance may cover many of those expenses. However, if there is a cap to the benefit payouts, you need to be compensated for what you pay beyond the insurance benefits.

Economic damages also can cover your?lost income. So even if you only miss a few days of work due to the accident, there should still be compensation for the lost wages.

In some accidents, the victim never returns to work. Therefore, the loss of future income becomes another factor in the economic damages figure. That would be the reasonable income from the day of the accident to the retirement age of the victim. That can be a significant amount.

Non-Economic Damages

It is easy to quantify economic damages. However, there will always be bills to pay, and those numbers are finite. Non-economic damages provide compensation for intangible losses.

Those types of losses can include enduring physical pain and limited mobility. The non-economic damages also cover what is referred to as “loss of consortium or companionship.”

That goes along with the loss of enjoyment of life. So, for instance, if you enjoy bowling or other sports but can no longer participate because of the accident, you should be compensated.

These?non-economic damages?manifest in different ways for different people. That is why there isn’t a definitive value scale. Instead, a person’s life could be examined before the accident. Then, if the injuries drastically impact that life, there must be a remedy.

Punitive Damages

Punitive damages?take aim at any recklessness or proven malice that was a contributing factor to the accident. For example, there have been personal injury lawsuits involving trucking accidents where the trucker fell asleep at the wheels because of overworking. In that case, you could sue the trucking company that prevented adequate rest for its truckers.

The same punitive principles can be applied to a defective product. If a company sells a product that it knows to be defective, then they are acting recklessly.

Damages Calculations

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Andy Zarycki

Creating opportunities and business successes.

2 年

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