No tricks, just treats—it’s time for payabl.’s newsletter!

We’ve been brewing up some PayTech magic to share with you this month…

First up, we’re hiring! The new payabl. Careers page has officially launched, and with it we have several open positions for eager payment professionals to explore. Check it out here.

Greetings from the payabl. News Desk—here’s what you need to know for October:

Awards:

Our Group CEO Ugn? B. has been nominated for the European Women Payments Network (EWPN) FinTech/Payments Leader of the Year award!

Additionally, our company has been shortlisted for the Team Excellence Award at Harrington Starr’s Top 1% Workplace Awards.?

Features:

Check out our CTO Thekla Paschali ’s recent feature in Economy Today, all about directing innovation in FinTech.

Also, our Chief People Officer's Jolita Strasunskaite , recent op-ed in Harrington Starr on DEI without politics.

Introducing the People Department:

HR is no more—now, we’re launching the People Department. This name change emphasises our people-centric culture that goes beyond traditional HR. Find out more about this symbolic name change here.?

?? Spooky Good Insights:

In September, our team surveyed merchants attending the SBC Summit in Lisbon, revealing that Regulatory Compliance (33%), Higher Processing Fees (29%), and High Chargeback Rates (14%) are the top concerns.

What does this mean for the industry? Merchants are grappling with evolving regulations, rising costs, and chargeback risks. Addressing these challenges requires strategic solutions: adaptive compliance tools, optimised transaction routes, and advanced fraud prevention.

Emerging Concerns:?While Regulatory Compliance, Fees, and Chargebacks dominate the landscape, other issues are also shaping the future of payments. Limited Access to Payment Processing Options (13%), Reputation Management (7%), and Fraud Prevention (4%) are areas where innovative solutions can drive significant impact. As the market evolves, merchants must stay agile and continuously reassess their payment strategies to remain competitive.

->Our Recommendations: Merchants should prioritise compliance, seek cost-effective payment partners, and leverage clear data insights to manage chargebacks efficiently.

Our team also sponsored and attended the Payments Leaders' Summit (PLS) in Amsterdam, where we learned that merchants are prioritising:

1. Increased payment education and knowledge
2. Full coverage in the U.S. for international operations
3. Better data visualisations and payment transparency
4. Local acquirers for expanding into specific, hard-to-reach regions
5. Smooth checkout experiences

Get the full scoop on our PLS takeaways here.?

Upcoming Events—Where to find the payabl.ers:

What’s the latest in PayTech? Here’s your monthly industry news roundup:?

• Social media must do more to tackle payment fraud, says UK regulator (Financial Times)
• European Investment Bank announces plan to boost funding for European fintechs (Finextra)?
• UK payments could be delayed up to three days to prevent fraud (Finextra)
• PSD3 and PSR: The future payments landscape in Europe (Payments Industry Intelligence)

Stay in touch with payabl.: Let's Connect

The payabl. team