Travel Insurance: Don’t Leave Home Without It
Alex de Wit
Personalised financial planning, affordable investment solutions and award-winning management services for expatriates.
by Infinity
Travelling is a perilous business and a lot can go wrong. From the moment you book your travel there are risks which are beyond your control. You could fall ill and find yourself unable to travel for medical reasons, your luggage could get lost or stolen or you could have an accident abroad requiring extensive medical treatment. All these things could cost you dearly which is why it is a good idea to transfer the risks to an insurer by taking out travel insurance.
Medical emergencies abroad are perhaps the biggest risk of all. The costs of hospitalisation or urgent medical treatment can mount up extremely fast and quickly run to thousands of pounds. If you have to cover those out of your own pocket your savings could take a very damaging hit which could throw your financial planning totally out of whack.
However careful you might be, accidents can happen anywhere at all, through no fault of your own and illness can strike at any time, as the recent coronavirus outbreak has highlighted. Whether your holiday plans involve an extreme sport thrill-fest or a week relaxing on the beach, there is always the possibility that something will go wrong. It is?never?worth taking a gamble and skipping on travel insurance, especially as it is inexpensive and simple to put in place.
There are a few non-negotiables to look out for when buying a travel insurance policy. You should make sure that all the eventualities below are included on your policy:
Additional policy options are also worth considering to give you increased peace of mind. These include cover for more dangerous sporting activities such as skiing and scuba diving, personal liability and accidents, or costs incurred if you are forced to extend your stay due to adverse weather. Other points to look out for when choosing travel insurance are limits on trip duration, excluded destinations, pre-existing conditions and claim limits.
Infinity is absolutely delighted to announce our new partnership with?Expatriate Health?which means that we can now meet all your travel insurance needs with policies designed specifically for expatriates, whatever their nationality and wherever in the world they want to travel. Whether you are looking for single trip cover or a more flexible annual policy for multiple trips over the course of a year, we can find the right travel insurance solution for your needs.??Get your travel insurance?HERE?today, or drop Alex a line!
Get in touch with Alex here or at [email protected]
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Tilney is an award-winning financial planning and investment company that builds on a heritage of more than 180 years. They have won numerous awards and their clients include private individuals, families, charities and professionals. They presently look after more than USD30 billion.
At Tilney, your personal wealth is their personal responsibility.
Tilney's award-winning services are now available in Asia exclusively through Infinity, and can be applied to new and (probably) existing investments.
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