TRANSITION TO TRANSFORMATION

Foundations of Legacy (1881–1947):

The Manji family's success is deeply rooted in trust and belief in divine intervention, reflected in the Quranic promise of Rizq (bounty and providence), as stated in Chapter 65, Verse 3. This unwavering belief in perseverance has resulted in extraordinary and unimaginable returns, showcasing the family's strength and faith. The journey began in 1881 in Kutch, Gujarat, India, where the Aly Manji family established their business. Initially focused on agriculture, the family transitioned into the trading business. The second generation, led by Mr. Madad Aly Manji, continued the legacy initiated by his father, Mr. Banday Aly Manji. The family's commitment to justice remains profound, a value that reassures their stakeholders, guided by the principle that "God's mercy walks with those who act justly" (Micah 6:8, Bible).

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Expansion and Innovation (1948–1995):

In 1948, Mr. Muhammed Aly Manji (1926–1995), the late father of the Manji brothers of Lahore and the third generation of the Aly Manji family business, relocated to Pakistan and formed a significant partnership with the Lakdawala family. This collaboration aimed to introduce household brands into the Pakistani market, demonstrating the Aly Manji family's unwavering commitment to cooperative business practices and ethical conduct. Under Mr. Muhammed Aly Manji's leadership, this partnership enhanced market presence and set a benchmark for integrity and innovation in the industry. He maintained this successful collaboration until 1995, when the renowned household brand, a testament to the Aly Manji family's business acumen and market understanding, was acquired by S.C. Johnson, a family-owned company from the USA.

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Diversification and Growth (1978–2008):

Under the leadership of Mehboob Aly Manji, the fourth-generation head of the Manji family, the business expanded into the food, beverage, and dairy sectors in 1978. This strategic shift transformed the enterprise into a significant asset in the form of 18 manufacturing facilities. Despite the challenges of market competition, supply chain issues, and regulatory hurdles, Vita (Pakistan) Limited achieved a significant milestone by becoming the first Pakistani company to produce nutritionally dense food. This pioneering role in the industry is a source of pride for the Manji family company. The company's significant contributions to the USDA-funded Pakistan School Nutrition Program & UN World Food Program. Supplied food products to contractors of the UN International Security?Assistance?Force (ISAF) and NATO forces deployed in Afghanistan, further underscoring its achievements.

Nutraceutical Innovation and Challenges (2004–2013):

With the increasing recognition of foods that offer health benefits beyond essential nutrition, the Manji family has set itself apart by becoming the first private business in Pakistan to adopt the Triple Helix Model for innovation. This accomplishment was achieved through a robust collaboration with NIFSAT of the University of Agriculture Faisalabad, Pakistan, and Agro Campus Rennes INRA, France, both noted for their expertise in researching and developing nutrient-rich foods. The company was tasked with commercializing these innovations and guiding the development efforts, demonstrating its manufacturing expertise. Notably, it became the first Asian-owned food company to produce WHO-recommended F75 and F100 therapeutic milk formulas for managing severe acute malnutrition (SAM). Despite these achievements, the company faced financial difficulties that resulted in significant delays, including incomplete plant installations and substantial setbacks.

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Strategic Relocation and Milestone Achievement (2014–2023):

In 2014, the Manji family strategically relocated their corporate operations to the United States, demonstrating their foresight and adaptability. This move aimed to capitalize on the vast business opportunities in the US market and revitalize Pakistan's business operations. It led to the founding of the American Business Legacy (AMBUL) in Texas, which ultimately evolved into AMBUL-IBANK under the US Department of the Treasury's Bank Secrecy Act, marking a significant milestone as the first American multinational Islamic financial institution. This achievement, which is a witness to divine support and formation guided by the Institute of Islamic Investment of America, is a testament to the spiritual foundation of AMBUL-IBANK. The institution is committed to integrating theological principles with innovative financial technology, asset-backed digital currency, and venture capital, ensuring an ethical foundation for all its operations. The US Department of Treasury has authorized AMBUL-IBANK to establish branches, subsidiaries, and joint ventures as foreign financial institutions by granting an intermediary identification number.