Top Tips to Buy Now Pay Later with Klump

Black Friday is almost here; with early exclusive deals from brands and retailers everywhere. Klump is offering the opportunity for even better deals with the "Buy Now, Pay Later" option at the point of checkout with your favorite retailers.

Pay with Klump to spread the cost of your purchases over 3 months and enjoy the luxury of having your goods without breaking the bank.?

Here are some tips to ensure a successful transaction with Klump:?

1. Be old enough: Klump serves users that are at least 18 years and older.?
2. Get pre-approved: Visit www.useklump.com to get pre-approved for a spending limit before shopping. It takes 5 minutes and cuts down checkout time.
3. Valid ID card: Klump will only accept the clear image of a valid government-issued identity card with your name as it appears with your bank.?
4. Face verification: You will be required to take a Live Photo of yourself to confirm your identity.
5. Biodata: Fill out the bio-data portion with only correct and precise information as otherwise will dampen your chances to successfully “Pay with Klump” at the point of checkout.
6. Smartphone/Computer: You need a smartphone or a computer to be able to use Klump as the entire process is digital and you will be required to verify your identity via SMS and email.?
7. Connect Bank Account: You will be required to connect your bank account at some point during the checkout or sign-up process. This will help us determine your ability to pay back.
8. Mobile or Internet Banking: Connecting your bank account will be done via internet banking or mobile banking platform. This is a must to be able to access a checkout loan with Klump.?
9. Payment Card: A debit card should be attached to the bank account provided above.?
10. Upfront Deposit: Klump requires an initial deposit of 25% of the entire purchase price to complete the transaction.?

Klump’s Buy Now, Pay Later service exists to improve credit and loan access for customers, and even as the holiday season approaches; we want to ensure that users are empowered to make purchases even while working with a tight budget.?

Good to know:?

Please note that Klump rides on the premise of responsible lending and will only offer a checkout loan to users based on their ability to pay it back without any hassle. We will never encourage excessive or exuberant spending, as this negatively impacts the finances of individuals.?

Additional Tip:

• Change the amount of your order if Klump turns down your loan request and try again.?
• Every returning customer only needs to sign in to an existing Klump account to complete checkout. The same applies to any user with a pre-approved spending limit.?

This is how Klump works: Watch here!