- Lenders are going to ask for documents- Be prepared and know how to access those documents. Don't wait until you're filling out an application to find out you don't know where to look, don't have a password, no reliable computer etc... This will help your loan officer work more efficiently and make your life easier.
- Lenders need to know details about your past employment - It's important to know the names, contact info and dates that you were employed. Try to gather that info before sitting down to fill out an application.
- Finally, a great mortgage experience starts with a complete, accurate application- Fill out all areas on the application as completely and accurately as possible. Don't skip sections and if you're not sure about something ask for lender for their advice.
A little preparation will go a long way to help you with your mortgage process.