Top 10 Questions Answered About Mobile Telematics for Insurance Carriers and MGA's

Here are 10 frequently asked questions about mobile telematics and their corresponding answers:

1.?????What is mobile telematics?

Mobile telematics is a technology that uses sensors and GPS to collect data about a driver's behavior, including speed, acceleration, braking, and cornering.

2.?????How does mobile telematics work?

Mobile telematics works by using a smartphone app to collect data about the driver's behavior. This data is then analyzed to provide insights into driving habits and potentially improve driver safety.

3.?????What are the benefits of using mobile telematics?

The benefits of using mobile telematics include improved driver safety, reduced fuel consumption, decreased insurance premiums, and better fleet management.

4.?????Is mobile telematics only for commercial fleets?

No, mobile telematics can be used by anyone who wants to improve their driving habits or track their vehicle's location and performance, including individual drivers and small businesses.

5.?????Is mobile telematics expensive?

The cost of mobile telematics varies depending on the provider and the level of service required. However, many providers offer affordable options that can provide significant benefits for drivers and fleets.

6.?????Can mobile telematics be used to monitor drivers' behavior?

Yes, mobile telematics can be used to monitor drivers' behavior, including speeding, harsh braking, and distracted driving. However, it is important to ensure that the data is used ethically and in compliance with privacy regulations.

7.?????Does mobile telematics affect insurance premiums?

Yes, many insurance companies offer discounts to drivers who use mobile telematics to monitor their behavior and improve their driving habits. This can lead to lower insurance premiums for safer drivers.

8.?????What types of data does mobile telematics collect?

Mobile telematics can collect a wide range of data, including speed, acceleration, braking, cornering and location.

9.?????Is mobile telematics secure?

Yes, mobile telematics providers use encryption and other security measures to protect the data collected from drivers. However, it is important to choose a reputable provider and read their privacy policy carefully.

10.?How can I get started with mobile telematics?

To get started with mobile telematics, you can download a smartphone app from Xemplar Insights and try it out yourself. We would be pleased to give you a demo of our product and share the details on how using telematics can improve your loss ratio and reduce your costs.

Xemplar Insights is a leading provider of mobile telematics and policyholder engagement smartphone apps to the insurance industry.?Utilization of our fully developed product set allows an insurance organization to immediately implement both personal and commercial auto telematics to gain the benefits of this advanced technology.

Don’t go it alone!?As a trusted partner to dozens of Carriers and MGA’s we provide a proven, complete solution.?Learn more here:?https://www.xemplarinsights.com/