Top 10 Issues Siblings Face When Inheriting a Home—And How to Solve Them

Inheriting a home with siblings can be a bittersweet experience. While it represents a family legacy, it also comes with financial, legal, and emotional complexities—especially if the property is tied up in probate. Understanding the common issues that arise can help siblings navigate these challenges smoothly, preserving both family relationships and financial interests.

Let’s explore the top 10 issues that can occur when siblings inherit a home, along with practical solutions for each one.

1. Disagreement on Selling or Keeping the Property

When multiple siblings inherit a home, some may want to sell it for quick cash, while others prefer to keep it as a sentimental asset or investment.

Solution: Start by having an open discussion about everyone’s needs and intentions. If an agreement can’t be reached, consider a buyout, where those who wish to keep the property purchase the shares of those who want to sell.

2. Unequal Financial Contributions for Maintenance

Maintaining a home comes with costs—property taxes, repairs, and upkeep—which can lead to disagreements over how these expenses should be shared.

Solution: Draft a written agreement detailing how costs will be split, ideally in proportion to each sibling’s ownership stake. Setting up a joint bank account for property-related expenses can also simplify this process.

3. One Sibling Living in the Home

If one sibling is living in the inherited property, it can complicate matters, especially if they’re not contributing financially or resisting the idea of selling.

Solution: If selling is the goal and the residing sibling doesn’t want to cooperate, a partition action may be necessary to force the sale. Alternatively, negotiate a fair rental agreement or a buyout plan for the sibling living in the home.

4. Probate Delays and Costs

The probate process can be slow and expensive, and the delays often strain sibling relationships.

Solution: Hiring an experienced probate attorney can help expedite the process and keep costs under control. Additionally, probate attorneys can mediate disputes, ensuring that all parties are treated fairly while protecting everyone’s legal rights.

5. Unclear Title or Ownership Stakes

Sometimes, incomplete paperwork or poor record-keeping can lead to confusion about who owns what portion of the property.

Solution: Work with a title company to conduct a thorough title search. If ownership stakes are unclear, use quit claim deeds to officially document each sibling’s share.

6. Emotional Attachments Clouding Decisions

Losing a loved one is emotional, and grief or nostalgia can affect rational decision-making when it comes to the family home.

Solution: Allow time for emotional processing before making major decisions. If emotions run high, a neutral third party, such as a mediator or family counselor, can facilitate productive discussions.

7. Unequal Financial Ability to Buy Out or Maintain the Property

Siblings may be in different financial positions, making it difficult for some to contribute equally to property expenses or a potential buyout.

Solution: Explore creative solutions, such as owner financing for buyouts or renting out the property to cover expenses while decisions are being made.

8. Disagreement on Property Improvements or Renovations

Siblings may have different opinions on what upgrades or repairs are necessary for the property, which can lead to conflict.

Solution: Set up a clear decision-making process for major property changes—either by majority vote or unanimous consent. For day-to-day decisions, consider hiring a property manager to reduce tension.

9. Existing Tenants or Leases

Inherited properties that come with tenants can complicate decision-making, especially if siblings disagree on how to handle the lease or tenancy.

Solution: Review the existing lease agreements and understand local tenant laws. A property management company can handle tenant relations professionally, reducing stress on the family.

10. Tax Implications of Inheriting or Selling Property

Many people are unaware of the potential tax consequences tied to inheriting or selling a home, which can lead to costly mistakes.

Solution: Consult with a tax professional to fully understand the tax implications of your inheritance. Every state is different. Depending on your situation, you may want to explore tax-saving strategies like a 1031 exchange if you plan to reinvest in real estate.

The Benefits of Hiring an Estate Planning or Probate Attorney

One of the most effective ways to avoid or resolve many of these issues is by hiring an estate planning or probate attorney. These professionals can help manage the probate process efficiently, reducing delays and costs. More importantly, they can mediate disputes, offering a neutral and legally sound perspective that protects everyone’s interests. This can go a long way in maintaining family harmony during an emotionally charged time.

How The Probate Nurse Can Help

At The Probate Nurse, we understand that inheriting a home can be overwhelming, and we’re here to assist you every step of the way. We are a vertically integrated referral network of experts ready to guide you from contract to close.

Our services include:

- Assistance with estate sales

- Home cleanouts, packing, and moving

- Storage solutions

- Assisted living and nursing home referrals

- Multiple options for selling your home based on your financial needs and goals

- Other ways we can help

Whether you’re navigating the probate process or simply need help managing your inherited property, The Probate Nurse is here to help you achieve the best possible outcome.

If you’re facing any of these issues, don’t hesitate to reach out to our team of professionals who can guide you through the complexities of inheritance, probate, and property management. Protect your family’s legacy—and your peace of mind—by tackling these challenges head-on.