Time for Reflection and Renewal

Recently, I was cleaning out my house and found an old chair. This was the first piece of furniture that I had acquired for the home office when trying to launch Kinara Capital. As we enter our 8th year of operations, I can't help but reflect on how far we have come.

In 2011, I wrapped up my life and moved from Palo Alto to Bengaluru, giving up a 20-year career in management consulting to start anew as a social entrepreneur. When I embarked on this journey, the concept of lending without property collateral and the impact investment ecosystem were in a nascent stage in India. Long days were spent on that chair as I was trying to convince others to join me as employees, as partners, and as investors to turn Kinara Capital into a reality.

Eight years ago, Kinara Capital was born out of a dream to build real financial inclusion for small business entrepreneurs. Many scoffed at the thought of giving money without taking any mortgage or property collateral from the businesses. Despite this, a ragtag team assembled who were idealistic and believed in the mission of helping small business entrepreneurs to gain access to capital.

Across the country, small business entrepreneurs contribute 40% of India’s national GDP and employ over 100 million people. We strongly believe this underserved segment is where we need to make a systemic change and push others to view these entrepreneurs in a different light.

The impact of our work since has touched more than half a million lives in India. Kinara Capital has disbursed INR 1130 Crores across 32,500+ loans.

Acknowledging this momentum and years of our hard work, I am really excited to share a new look for Kinara Capital. The essence of the bright and positive logo with three upward triangles, with capital at the foundation, represents the limitless growth potential of our customers. The letters are sharp and clean to depict the company's commitment to transparency and integrity. This entirely redesigned look marks the next phase in our journey as we create more growth and prosperity for our customers, for our communities, and for India.

So, it has been a time of much reflection and renewal. With the old chair long set aside, we are now expanding our headquarters to occupy four floors of the building and add new branch locations to more cities in the coming year. With 1000+ employees and growing, we continue to strive forward with ambitious goals and full faith that we will keep reaching new milestones.