Three Powerful Reasons Why Our Loan Product Is For You

Let's suppose. You are a High-Net-Worth individual or C-suite level executive and you have a valuable stock portfolio. However, you do not want to dispose of your shares to meet a pressing cash need. Over here are 3 powerful reasons why our stock loan product represents the proper financial tool you can consider to meet your liquidity needs.?

To begin with, our stock loans remain non-recourse to the client. No personal guarantee is required, and there will under no circumstances be a cash call as it can occur with margin loans. The loan is secured by the stock as collateral, at a specified rate that does not change for the duration of the loan. Not only is the qualified borrower not personally securing the loan, but also could walk away from the loan the day after the loan is funded and not be liable for any future interest payments or principal repayment.?

By comparison, some leading banks do offer a form of securities-backed lending. This type of loan is a debt collateralized by an investor's portfolio of eligible securities like stocks and bonds. As the economic value of the underlying collateral changes, the credit capacity of the account fluctuates. This may make it mandatory for the borrower to deposit additional collateral either in the form of cash or by depositing other stocks and bonds previously not included in the collateral. This type of loan is typically based on a variable rate and has no set term.

Second, our stock loan product is a non-title transfer. Meaning, the ownership of shares remains titled in the name of the borrower during the entire loan. This may be a major benefit on why you would require this structure for privacy since it does not impact your personal financial statement. As a result, you maintain a clean personal balance sheet that leaves room for other refinancing and acquisition financing opportunities and can make you more attractive to other lenders.

Third, there are no upfront fees charged by Stone Creek Global (SCG), ever! Any fees demanded by SCG are paid out of loan proceeds, never before the loan closes. There are no break-up fees or loan cancellation fees, like other “quasi lenders” charge if the loan does not fund for any reason. Any time before the loan is completed the client may stop the loan process without any fees, penalty fees, or other charges by SCG. We have a transparent loan process and you must be comfortable and happy during the entire loan process, even up to the day before we wire your funds from the closing statement.?

Stock loans have never been easier and simpler. Contact me to discuss your liquidity needs.

Abdy Sajous is an International Account Executive with?Stone Creek Global?(SCG), helping clients globally secure the money they need for any purpose using their public securities. SCG is a BVI Private Capital Firm with a worldwide footprint and the leader in the international stock loan space. With over 10+ years of integrity and honesty, SCG is the?#1 Trusted Direct Lender offering Non-Recourse, Non-Title Transfer Liquidity Solutions for C-Level Executives and Ultra High Net Worth Clients.?