THINK ABOUT YOUR POST-RETIREMENT MEDICAL NEEDS NOW.
Post-retirement medical schemes are an essential component of retirement planning that can provide Kenyan workers with peace of mind and financial security in their golden years. As the cost of healthcare continues to rise, having access to affordable medical care can be critical for retirees who may have limited income and savings. After retirement, many Kenyans are left at the mercy of our national medical scheme which as we know may not provide sufficient coverage. Especially considering the fact that as one gets older one may have additional healthcare needs due to age-related illnesses and conditions.
Post-retirement medical schemes like Anaya Post-Retirement Health Care Fund, a product of Enwealth Financial Services Limited Financial Services Ltd, provide retirees with additional coverage that can help them manage healthcare costs and access quality medical care.
The Anaya post-retirement healthcare fund is also an excellent option for those who want to pre-fund their healthcare costs. By contributing to the fund regularly, individuals can build up a significant amount of savings over time to cover potential healthcare expenses in retirement. An actuarial calculator is used to estimate potential healthcare costs giving an individual a better understanding of how much they need to save and adjusting their contributions accordingly. One of the primary benefits of post-retirement medical schemes is the provision of comprehensive medical coverage. These schemes can cover a range of medical expenses, including hospitalization, consultations, diagnostic tests, surgeries, and medication. Retirees can have peace of mind knowing that they have access to medical care without having to worry about the financial burden of healthcare costs.
Furthermore, post-retirement medical schemes can provide retirees with access to a wider network of healthcare providers. The scheme partners with a network of healthcare providers, including hospitals, clinics, and specialists, to provide retirees with access to quality medical care. This can be particularly beneficial for retirees who may have limited mobility or access to medical facilities.
In addition, there is a cost savings aspect to being part of a post-retirement medical scheme. The schemes often negotiate with healthcare providers to obtain discounted rates for medical services which are of benefit to retirees who are on a fixed income and have limited resources to pay for a wide variety of needs.
领英推荐
At Enwealth, we also provide a range of wellness and preventive care programs aiming at helping members achieve healthy and fulfilling lives. We provide retirees with access to health education, wellness programs, and preventive care services that can help them maintain good health and prevent illnesses. This can be particularly important for retirees who are at higher risk for age-related illnesses and conditions.
Post-retirement healthcare needs are something that you need to think about when you are still healthy and productive. There can be no peace of mind during retirement if you have to worry every day about getting sick. Anaya Post Retirement Health Care Fund is one of the ways to ensure you have peace of mind and that you will not have to place the burden of medical bills on your children and relatives in the unfortunate event of illness.
Rahab is the Manager, Enwealth Insurance Brokerage