Things recently read, seen and heard at Qorus - Edition #56

Discover the study, articles, videos, and interviews of this week.

Qorus Exclusive Content

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Central bank rate hikes pose more risk to mortgage borrowers in Japan than in US

Conventions around residential mortgage lending/borrowing differ across geographies. Long-term fixed-rate mortgages are preferred in the US while ARMs are the norm in Japan. Such differences mean mortgage borrowers’ exposure to interest-rate risk differs internationally. In Japan, this risk may manifest once the BOJ embarks on a rate hike cycle. An article by Masaya SASAKI, Expert Economist, Strategy Planning Department at NRI (Nomura Research Institute).

Read the full article here.

Commoditizing and re-inventing digitalization

Should we accept the fact that digitalization’s value will diminish no matter what or is there a way to find a different model? The answer lies in re-inventing the concept and its applications, according to Fatih Ogun, Head of Strategy at Akbank.

Read the full article here.

New apps, new data, new resilience: Continuously building reliable financial data infrastructure

Dr. Peter Zhou, President of Huawei IT Product Line, delivered a keynote speech at the Huawei Intelligent Finance Summit 2023 in Shanghai. He noted that the trend of "new apps, new data, new resilience" is creating five major challenges, such as long-term coexistence of stable and agile architecture and generative AI, for the financial sector.

Read the full article here.

Unveiling the future of agribanking: AIB

In a new interview series focusing on agricultural banking, Qorus explores how financial institutions are playing a pivotal role in supporting farmers and driving sustainable growth in the agri sector. Donal Whelton, Head of Agri, Food & Fisheries at AIB, tells us about the challenges faced by farmers in Ireland and how AIB is supporting a number of inititiatives promoting sustainable agriculture and agtech innovation, in this first interview in the series.

Read the full interview here.

Unveiling efficient organizational models for CSR and Sustainability: National Bank of Kuwait

The National Bank of Kuwait (NBK) has developed a comprehensive approach to addressing sustainability, ESG and climate-related matters within its organization. Hiba Ahmad Assi, NBK’s Senior Sustainability Officer, Group Investor Relations and Communications, tells us about their organizational structure and strategy, and efforts to align the Bank’s performance with global sustainability standards.

Read the full interview here.

Threads unraveled: banking on social media's fastest rise yet – who's winning the money game?

The realms of social media are no stranger to rapid user acquisition, but the recent launch of Threads, a new platform developed by Meta, the parent company of Facebook, Instagram and WhatsApp, has set a record for the fastest-growing app in history. Within just five days of its July launch, Threads gained an astonishing 100 million users, leaving even TikTok in the dust.

Read the full interview here.

Accelerate intelligence: Huawei Connect Conference 2023 in Shanghai

For technology enthusiasts, Huawei Connect Conference 2023 in Shanghai is an event not to be missed.

Read the full article here.

Qorus eLearning

From owning vehicles to using vehicles

Amelia Bradley, CVA Senior Manager Automobility Platform, presents this continuing trend and its implications on all industry players.

Discover the video here.

How Allianz Partners is preparing for the car subscription economy

Stephan Ruby, Chief Sales Officer – Automotive at Allianz Partners works on the shift to a car subscription economy. He tells what they are doing and presents their partnership with Lynk & Co, a mobility solution provider.

Discover the video here.

How BNP Paribas Personal Finance build on the BNP Paribas Mobility One Bank

Ronny Seidel, Global Head of Commerce (Mobility) at BNP Paribas Personal Finance, focuses on the vehicle mobility offer proposed by the French bank.

Discover the video here.

How Credit Agricole helps its business clients succeed in their climate change transition strategy

Jean-Baptiste Clavel, Business Development Specialist at Crédit Agricole, presents the Group's societal project, made up of 3 priorities and 10 collective commitments. A special focus is made on agribanking.

Discover the video here.

How Rabobank helps farmers limit their environmental impact

Marin Boon, Head of Transitions & Sector Banking at Rabobank, reveals the strategy of Rabobank, a leading bank in terms of agribanking, based on positive engagement.

Discover the video here.

Curated industry news

The "digital wallet race" intensifies as banks and fintechs around the world invest in insurance. Learn more here.

Clearcover expands its embedded insurance strategy. Learn more here.

Tata Capital unveils a generative AI powered chatbot to enhance customer experience. Learn more here.

AI is quietly building financial intelligence for younger Canadians, yet skepticism remains. Learn more here.

Travelers Institute announces fall 2023 Cybersecurity Education Tour. Learn more here.