Things recently read, seen and heard at Qorus - Edition #42

Discover the study, articles, and interviews of this week.

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Innovation radar: Guerrilla banking – Physical distribution without branches

To be more present in the physical world, neobanks and challenger banks must be creative to compete with the leading banks and their impressive branch networks. There is only one solution: engage in guerrilla banking. Discover the most ingenious examples around the world from banks of all sizes. Read the full study here.

Business model innovation: The big move towards open banking

As found in last year’s retail bank innovation report, financial institutions are increasingly looking to move to more of an open banking business model, re-prioritizing investment strategies and building third-party partnerships that will drive innovation and customer experiences in the future. An article by Jim Marous. Read the full article here.

Ecosystems: Add-ons or real differentiators?

As ecosystem integrations require a certain degree of investment, achieving differentiation should be an integral part of the ecosystem work. But, what are the key factors in achieving differentiation by using ecosystems? An article by Fatih Ogun, Head of Strategy at Akbank. Read the full article here.

Reinventing financial services for SMEs: Tot

We often read that the offers of traditional banks are not adapted enough to SMEs. So, we set out to discover new players dedicated to SMEs. Bruno Reggiani, COO and Co-Founder of Tot, gives us his point of view and shares with us what Tot.money offers its customers. Read the full interview here.

Reinventing financial services for SMEs: Validus

Based in Singapore, Validus offers a ‘business account that does it all’ in Southeast Asia. We interviewed Vikas Nahata, their Co-Founder and Executive Chairman. Read the full interview here.

NewTech Friday: Lami – Democratizing access to tailored, flexible cover

Roy Perlot is the CFO & Co-Founder of Kenyan insurtech Lami. He tells us how they want to revolutionize insurance for underwriters and businesses in Africa via a single platform. Read the full interview here.

Are you a rapid ager? Biological age is a better health indicator than the number of years you’ve lived, but it’s tricky to measure

Although age is the principal risk factor for several chronic diseases, it is an unreliable indicator of how quickly your body will decline or how susceptible you are to age-related disease. This is because there is a difference between your chronological age, or the number of years you’ve been alive, and your biological age – your physical and functional ability. An article by Aditi Gurkar, Assistant Professor of Geriatric Medicine at the University of Pittsburgh. Read the full article here.

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Curated industry news

New Gimi app makes kids financially resilient. Learn more here.

BMO expands financial literacy program empowering Canadians to make real financial progress. Learn more here.

New Ally survey reveals "Bucket Lists" and affordability top-of-mind for Americans. Learn more here.

Westpac to offer customers the ability to track carbon footprint. Learn more here.

Leading digital banking platform Greenwood expands to all, canceling growing waitlist. Learn more here.

HSBC joins hands with the Hong Kong Red Cross to launch mobile health education station. Learn more here.

Nubank reaches the milestone of 80 million customers in Latin America. Learn more here.

Klarna: New AI-powered, personalized shopping feed and innovations for consumers and retailers. Learn more here.

PhonePe’s local commerce app ‘Pincode’ goes live on the ONDC network. Learn more here.

HSBC expands digital capabilities with new multi-currency payment platform. Learn more here.

Zurich & Sky launch an innovative smart home protection service. Learn more here.

Sure launches modern embedded home warranty protection solution. Learn more here.