Things To Consider When Buying Your First Car
Peach Cars KE
e-commerce solution revolutionizing car ownership in sub-Saharan Africa.
We all have a certain type of model of car we would love to own one day. For example, my dream car is a BMW.?
Our dream cars sit silent, stuck at the back of our minds. But making the leap from it being your dream car to owning it can be a pretty complicated affair. There's so much to balance to make the right choice.?
If you’ve made the decision to buy your first car, first, congratulations! It is without a doubt very exciting.?
But there’s also a lot to process and manage. You can easily get overwhelmed (and ignore the red flags. Check our previous post for common red flags when buying a car). Luckily, you don’t have to go through the process of buying your first car alone. Read on for the best tips to help you get a good deal when buying your first car.
6 Things to Consider When Buying Your First Car
Buying your first car is one of the biggest purchase decisions you’ll make in life. Planning ahead can help make the process easier- and help ensure you end up with the best car for you. Get pointers for every step of your car-buying journey so you can make smart choices the whole way.
Here are six things you should consider when buying your first car:
1. Why do you need a car?
There are a lot of considerations to keep in mind when buying your first car. But the most important of them all is the WHY question- why do you need a car? This will often determine the type of car to go for. For example, are you looking for a family car, something for a daily commute to work, or an off-road vehicle for trips?
There are many reasons for buying a car. We can categorize the reasons into three main groups for easier decision-making:
Once you understand the WHY, half of your problems will have been solved and it’ll be much easier to make a decision.?
2. Think about your budget and financing?
The next step is to think about your car budget and financing options. You should take a realistic look at your finances before committing to a car deal. It’s not only the price of the car you should think about but also insurance, fuelling, and maintenance and repairs. Learn about the true cost of owning a car beyond the initial price.
Many first-time car owners realise a little too late that owning a car comes with extra bills. It's one thing to purchase a car, and another to keep it running.?
Peach Cars offers car financing that can help to ease the burden of owning your first car. Get in touch to learn more about our car financing and insurance options.
3. Available options
After settling on your budget, you should look at various types and models of cars that fall within your budget. You can easily search for cars on our website, get an expert recommendation, or visit our car yard along James Gichuru Road in Lavington.?
You can compare different models, check out the cars, and ask questions to understand the car better before purchasing it. We will also advise you on the cost implications of owning different models of cars.
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4. New vs. second-hand car?
This is often the elephant in the room for many first-time car owners. Should you get a brand-new car for your first car or settle for a second-hand one?
Well, to be honest, this is more of a personal preference.?
Both have their advantages and disadvantages. For example, a brand-new car means you are the first user. It also comes with lower maintenance costs and a longer warranty. However, the initial cost is higher. On the other hand, used cars (either foreign or locally used) are quite cheap compared to brand-new cars. But they come with higher mileage.?
It’s advisable to get a used car inspected for any problems before buying it.
5. Where to buy
The next thing you need to consider is where to buy your car. Should you buy from a private seller, a dealer, or an auction?
The safest bet is often a dealership such as Peach Cars, especially if you’ve settled on buying a used car. We will walk you through the entire journey to ensure you get a car that will serve your exact needs through a smooth and seamless process.?
Some buyers prefer directly importing their cars, but there’s always the “what you order vs. what is delivered” risk with this option.
6. Choosing an insurance provider
As we’ve mentioned, insurance is one of the financial costs you have to factor in when buying a car. It’s important to get a reliable insurance provider who’ll have your back when you need someone to have your back.?
Some of the factors to consider when choosing a car insurance provider are:
Most car financing options include insurance premiums as part of the asset financing deal so you may not need to worry about it if you’re buying your car through bank financing.
But some insurance companies in Kenya have started blacklisting certain car models from comprehensive insurance so it’s better to get an insurer who hasn’t blacklisted the model you want to buy.
Looking for expert advice as you buy your first car? We can help
You’ve done your research, you know what you want, and now know the important factors you should consider when buying your first car. You’re now ready to shop around for a car.
We suggest you visit our car yard in Lavington or chat with us on Whatsapp for a free consultation on how to find your ideal car. You can also explore listed cars on our website. We are ready to answer all your questions and help you make a decision that you will be happy with.