Technological Achievements of Jiayin Group

Relying on more than ten years of business data accumulation, practice and strong technical research and development team, Jiayin Group continues to explore in the field of big data, and continuously produces technical achievements to empower its own business and financial technology industry. Jiayin has successively launched the Mingjian intelligent risk control system, the Dayu data asset management platform, and the Chang'e intelligent voice robot.

Mingjian is an intelligent risk control system independently developed by Geerong, a financial technology subsidiary company of JFIN. Mingjian can realize the whole process of life-cycle risk control, including pre-lending risk screening, in-lending risk monitoring and post-landing risk warning. It can identify risks, intercept risks and monitor risks efficiently, escorting the whole process of FinTech business and safeguarding the safety of funds by relying on powerful big data capability, AI technology, and years of business practice and polishing.

Dayu provides a unified global data asset portal by defining, inventorying, and planning disorderly data resources, building a data asset management system with clear themes, perfect services and clear rights and responsibilities, fully releasing the value of data elements in business. Dayu provides a one-stop data governance solution to address the pain points in data usage, with the following core functions: Data Standards Development, Data asset deposition, Data Quality and Security, and Data lifecycle management and services.

Chang’e is a self-developed intelligent voice robot. Based on the industry-leading Automatic Speech Recognition (ASR), Text-to-Speech (TTS) and Natural Language Understanding (NLP) technologies, Chang'e realizes AI customer service, automatic identification, automatic response and automatic classification functions, covering pre-lending marketing, in-lending services, and post-lending reminders, it can effectively protect user data privacy, help companies reduce costs and increase efficiency, and achieve financial technology output.

Looking forward, Jiayin Group will continue to explore in the field of science and technology, constantly upgradeproducts, update technologies, and continuously output scientific and technological achievements to empower the industry and help the industry realize digital transformation.