Tech-Savvy Ways to Make Your Piggy Bank Grow

Sure, in the age of technology, we can’t train your cat to start paying rent or the mortgage. But we can use tech to plump up those savings! Behold, the future (and some past) of saving money. The list is not expansive, it's just a starting point to get you on your journey:

1. Budgeting and Expense Tracking Apps:

*Mint:** If your money had a GPS, it would look like this. Over 20 million users are finding where their money wandered off to.

*You Need a Budget (YNAB):** Believe me, your money needs more direction than a lost tourist. Used by thousands to prevent their dollars from taking "unauthorised" vacations.

2. Automated Savings Apps:

*Acorns:** It's literally gathering digital spare change. By 2021, it had 4 million users turning pocket change into investment portfolios.

*Digit:** Like a ninja, it sneaks small amounts from your checking account, so stealthy you barely notice, but in a friendly non-kidnapping kind of way.

3. Comparison and Cashback Platforms:

*Honey or Wikibuy:** These browser extensions aren’t just sweet talkers. They find discounts so you don't have to play hide and seek with deals.

*Rakuten:** Imagine getting paid to shop. That's Rakuten, which boasts over 12 million members in the U.S., all enjoying a slice of cashback pie.

4. Subscription Management Tools:

*Trim or Truebill:** Ever forget about that llama yoga subscription you never used? Yeah, these tools make sure you're not throwing money at frolicking llamas.

5. Investment Platforms:

*Spaceship:** The company provides a superannuation product, called "Spaceship Super", and two managed funds, "Spaceship Universe" and "Spaceship Origin".

6. Debt Reduction Tools:

*Tally:** Like a personal trainer but for credit card debt. It’ll whip those finances into shape.

7. Price Tracking Tools:

*CamelCamelCamel:** It’s not a caravan of camels but a handy tracker for Amazon deals. Watch prices dip lower than a limbo stick at a beach party!

*Google Flights:** For when you're flying on a budget but still want to feel like a jet-setter.

8. Automate Bills and Payments:

About 60% of people use auto-pay. It's like setting your coffee machine to brew at 7 am but for bills. Minus the aroma.

9. Educational Platforms:

*Coursera or Udemy:** No, you don't need another DIY Space Rocket course, but maybe something to boost your paycheck?

10. Energy Management:

*Smart thermostats (like Nest):** Because who doesn’t want a house that adjusts to their every whim? Also, users have reported average savings of 10-12% on heating.

Conclusion:

There you have it. Who knew saving money could be so, well... modern? Use these tech hacks and watch your savings grow fatter than a cat meme’s popularity on the internet. Remember, as with all investing apps and platforms, it's important to do your research and ensure that the investment strategy aligns with your own goals and risk tolerance.