Tax Deadlines in Canada 2025: A Complete Guide for Newcomers and Immigrants
Altec Global Inc.
Toronto Based Immigration Attorney. Over 30 Years of Immigration Experience. Lead by Former CA Immigration Judge
Navigating Canada’s tax system can be challenging, especially for newcomers who have recently immigrated to Canada. Understanding key tax deadlines is crucial to ensuring compliance with the Canada Revenue Agency (CRA) and avoiding unnecessary penalties. Whether you are a new permanent resident, a self-employed professional, or a business owner, knowing when to file your taxes and make payments is essential.
This guide will walk you through all the important tax deadlines for 2025, helping newcomers in Canada stay organized and meet their tax obligations on time.
Why Understanding Canadian Tax Deadlines Matters for Newcomers?
As a newcomer to Canada, filing taxes is an important step in establishing financial stability. By filing your tax return, you may be eligible for various tax benefits, including the GST/HST credit, Canada Child Benefit (CCB), and provincial tax relief programs. Missing deadlines could result in penalties, interest charges, or delays in receiving these benefits.
Key Tax Deadlines in Canada for 2025
1. Individual Tax Filing Deadlines
? RRSP Contribution Deadline – March 3, 2025 If you want to claim deductions for your Registered Retirement Savings Plan (RRSP) contributions for the 2024 tax year, you must contribute by this date.
? Personal Tax Return Deadline – April 30, 2025 All individuals, including new permanent residents and temporary workers, must file their 2024 tax return by this date. If you owe taxes, the payment is also due by April 30.
? Self-Employed Tax Deadline – June 16, 2025 If you or your spouse/common-law partner is self-employed, you have until June 15, 2025, to file your tax return. However, since this falls on a Sunday, CRA allows you to file by June 16, 2025. Any taxes owed must still be paid by April 30, 2025, to avoid interest charges.
2. Business & Corporate Tax Deadlines
? Corporate Income Tax (T2) Filing Deadline – Within 6 months after the business’s fiscal year-end. If your company’s fiscal year ends on December 31, 2024, you must file your corporate tax return by June 30, 2025.
? Business Instalment Payments – Varies based on the remittance schedule set by CRA. Many corporations pay on a monthly or quarterly basis.
3. Trust and Estate Tax Deadlines
? Trust Tax Return (T3) Deadline – March 31, 2025 All inter-vivos trusts must file their T3 return by this date.
? NR4 Filing Deadline – March 31, 2025 Non-resident trusts and partnerships must file reports regarding payments made to non-residents.
4. Information Returns & Payroll Reporting
? T4, T5, and Other Employment Slips – February 28, 2025 Employers must issue T4 slips to employees and submit payroll reports to CRA by this date.
5. GST/HST Filing Deadlines
For self-employed individuals and businesses, GST/HST returns are due based on your reporting period:
? Monthly & Quarterly Filers: Returns must be submitted one month after the reporting period. ? Annual Filers: The filing deadline is three months after the business’s year-end. ? Self-Employed Individuals: If your fiscal year-end is December 31, you must pay any owed GST/HST by April 30, 2025, and file your return by June 15, 2025.
6. Foreign Property & Offshore Assets Reporting
? T1135 Foreign Income Verification Statement – April 30, 2025 If you own foreign assets worth over $100,000 CAD, you must disclose them to CRA.
? T1134 Reporting for Foreign Affiliates – October 31, 2025 Applies to taxpayers with ownership in foreign businesses.
7. Underused Housing Tax (UHT)
? Filing Deadline – April 30, 2025 If you own vacant or underused residential property in Canada, you may be required to file a UHT return.
8. Quarterly Tax Instalments for Individuals
If you owe more than $3,000 in taxes, you may be required to make instalment payments in four equal parts throughout the year:
? March 15, 2025 ? June 15, 2025 ? September 15, 2025 ? December 15, 2025
These payments help spread out your tax burden and prevent a large tax bill at the end of the year.
What Happens if You Miss a Tax Deadline?
If you file late or fail to pay on time, CRA will charge penalties and interest:
? Late Filing Penalty: 5% of your balance owing + 1% for each full month the return is late (up to 12 months). ? Interest Charges: CRA applies daily interest on unpaid taxes from May 1, 2025.
Tips for Newcomers & Immigrants to Canada
How Altec Global Can Help You?
For new immigrants and temporary residents, understanding tax obligations can be confusing.
At Altec Global, we do more than just immigration—we provide a one-stop solution for newcomers to Canada, ensuring a smooth landing and successful settlement. With our strong connections across Canada, we help you navigate every aspect of your new life, from tax assistance, real estate, and education to banking and career opportunities.
Whether you're looking for expert immigration services or need guidance on settling into Canada with ease, Altec Global is the trusted partner you can rely on. With years of experience and an extensive network, we make your transition seamless—so you can focus on building your future.