Tax Avoidance Funds, Inheritance Tax and Retirement Planning in one Program

One key method of providing tax free funds to pay inheritance tax is through Life Insurance. Global Solutions works with many insurance companies to find the best insurance plan for your needs. Not all policies are the same but our professional team will find the best plan for your situation incorporating life insurance and capital appreciation.  

Payment of premiums on large life insurance policies can tend to deplete the liquidity of the estate. Instead we aim to secure a loan at the lowest interest rate and apply this to pay those premiums.  After a reasonable time, the underlying investment fund will grow to a level sufficient enough to repay the source capital obligation and the fund will then continue to grow free of tax. During this process, you will always have a life insurance policy in force in the event that its needed and over time a large fund that will generate significant tax free income for retirement. 

We actually leverage your ‘lazy’ capital to make the premium payments, not touching the estate. In some cases, you will be required to post collateral for the early years but you and your family can feel secure that funding for estate taxes will be available when it’s needed.   

How do we make this program so attractive? 

• Apart from the underlying investment strength of the insurance policy we also deliver a bank loan with an extremely low rate of interest. 
• Traditional bank financing locks the borrowing rate in for a year. This program utilizes capital with a 7day variable rate much lower than bank financing. In the event that the client may wish to lock into a fixed rate at a later date, this program also allows for a swap.  
• Bank financing renews annually at which time you must re-qualify but the program is good for 20 years giving the client the security of knowing the funding will remain in place for that period of time.  
• The client will be asked to post some collateral early in the process but a personal guarantee is not required.  
• Bank financing requires annual interest payments. In this program interest payments are provided as part of the funding.  
• In bank financing, there can be a delay between the time you make your payment at the end of the year and when your renewal is approved. In the meantime, you may have a premium payment that must be made. This does not happen under our program. 

To receive further details, you will need to complete a Non-Disclosure Agreement.  Please visit the website below: