A tale of two banking customers

John is a risk-averse banking customer, who is incredibly happy with his deposit rate because his main financial objective is to preserve his savings even if it means merely breaking even with inflation. On the other hand, Judy is a risk-assertive banking customer, who wants to double her money every five years even if it means taking calculated risks backed by science.

Currently, banks and credit unions cater only to customers like John by providing them with an interest rate on their deposits. Unfortunately, these banking institutions are missing the opportunity to cater to over 100 million self-directed investors, who invest on their own without the help of an investment advisor. All these risk-assertive customers want is a scientific model that will enable them to outperform the market with high level of confidence.

Fortunately, advancements in the science of behavioral economics and finance reveal that it is possible to project the return of ETFs. Moreover, the scientific study that validates this model: “ ?Money Anxiety Theory - a Predictor of Equity’s Performance,” shows that the Scientifically Predictable model can outperform the market with very high level of confidence. ??

The Scientifically Predictable program enables banks and credit unions to attract self-directed investors as customers. These customers will benefit from outperforming the market by using the Scientifically Predictable model, and the banking institution will increase its deposits, which will come from MMF) at no additional interest expense. For additional information just contact me.