Take the guided tour
When you’re taking a journey through anything complex, whether it’s a mountain range or the world of insurance, take the guided tour.
What a day! You’ve decided to take the trip of a lifetime. You’ve worked hard and saved your money (and let’s just say there’s no global pandemic going on). You’re excited to go to a place you’ve never been before — maybe Machu Picchu or Mount Kilimanjaro — but you wouldn’t go there without doing your homework and asking a lot of questions. You’d talk to anyone who’s been there, and you might even hire a guide who knows the area, so you don’t miss anything…and so you don’t get lost.
While we do our best to take the complexity out of insurance, we know it’s complicated at times and it can be easy to feel lost. Even if you do your research and ask questions, it can still seem overwhelming. What kind of insurance do I need? How much coverage do I need and what should it cost? Who should I choose to provide that insurance and how does it all work?
When you’re ready to take the journey through the world of insurance, you should also consider one more thing: bringing along a guide. An independent agent makes the best guide, because she or he isn’t affiliated with any insurance company, their affiliation is with you.
It’s their job — their area of expertise, actually — to guide you through a world that can be complex. Some coverage, like car insurance, seems straightforward. But is it? Do you need comprehensive coverage? How much bodily injury coverage would you like? Does your state require a minimum amount of coverage? How high would you like your deductible to be? And all of this doesn’t include other types of insurance, like protection for your home, business or pet.
Naturally, we want to offer many different options to our customers and each state has their own preferences and ways of doing business. All of this can make the world of insurance a little complex. Okay, maybe more than a little.
That’s one of the reasons we made the decision a couple years ago to work only with independent agents. They know the world of insurance and are experts at helping you determine what you need. If you’re thinking about changing your insurance coverage, adding to it, or if you just want to have a professional review what you have currently to make sure you’re well protected, reach out to an independent agent.
Regardless of whether you’re simply trying to get the protection you need or are embarking on the journey of a lifetime, taking the guided tour is often the best way to make sure you can make the most of your experience.