Understanding insurance companies can be pretty daunting. Over the years, I've developed my own perspective and have summarized the insurance business model, laid out their roadmap and risks. For a seasoned banker, this is what you need to understand how a bank can position itself against insurance giants.
CAVEAT: This illustration is packed with information!
- Part 1: Life and Non-Life Insurance Products
- Part 2: Reinsurance Companies
- Part 3: The Distribution Channels, Partnerships and Digitialization
- Part 4: Business and Cash Flow Analysis
- Part 5: Treasury and FX solutions on Policy Underwriting and Claims Payment
- Part 6: Insurance Capital
- Part 7: Insurance Investments
- Part 8: Risks on Investments and its impact on Solvency and Capitalization
- Part 9: Foreign Exchange Risks and the difference between OTC Swaps and Bilateral Derivatives vs. OTC/Futures Clearing with the Central Clearing Counterparty
- Part 10: Products covered by OTC/Futures Clearing; Taiwan Futures Exchange developing or studying on regularizing and clearing of TWD Non-Delivery Forwards (NDFs).
- Part 11: Case study: Indonesia Domestic NDF
- Part 12: Headwinds on implementation of VM CSA and IM CSA.
- Part 13: Role of insurance industry on deepening the financial market. Insurance companies - Is it a time bomb waiting to explode or to be detonated by one of the insurance players or to be diffused by banks and brokers?
- Part 14: Role of asset servicing industry and offering of full-suite and seamless brokers trading platform is key to winning hearts of CFOs and CIOs.
- Part 15: Relationships with Senior Management and Board should be kept limited to business dialogues and professional matters. Monies of people are at stake and these should be managed by professional managers with independent risk and compliance management, as well as, independent research and investment teams.
Let's have a chat/talk if you need. I can walk you through the details and my thoughts on each of the topic.
Bond Trader/PM at KGIB, ex-MA at KGIL, NCCU Money and Banking
1 年Hi Michael, I'm Martin. I'm pretty curious about what's the differences between "overseas" and "alternatives" investment in the roadmap. I really want to have a discussion on this topic with you, thank you! ??