Stop Renting and Start Owning – Get Up to $70K in Down Payment Assistance!

Hey future homeowners! ?? Tired of paying rent and feeling like homeownership is out of reach? The good news is, it doesn’t have to be that way! You could qualify for up to $70,000 in down payment assistance and finally start building equity in your own home. ??

What Is Down Payment Assistance?

Down payment assistance (DPA) programs provide financial aid to homebuyers, helping you cover part or even all of your down payment. These programs often come in the form of grants, forgivable loans, or low-interest loans. And no, you don’t need to be a first-time buyer to qualify!

How Can You Get Up to $70K?

There are various programs available depending on where you live, your profession, and your income level. Here’s how you can start taking advantage of them:

1. Look for Local Programs Many states and local counties offer DPA programs that can provide significant funds toward your down payment. For example, check out the Florida Housing Finance Corporation’s programs or inquire about the Hometown Heroes Program if you’re a frontline worker like a teacher, nurse, or firefighter.
2. Federal Assistance Options Don’t forget about federal options like FHA loans, which allow you to purchase a home with as little as 3.5% down! Find more information on FHA loans and assistance at the HUD website.
3. Explore National Programs National programs like the Down Payment Resource can help match you with the right DPA for your situation. Just input your information, and they’ll point you in the right direction!

Steps to Take:

1. Check Your Eligibility Each program has different requirements—some are based on income, while others may be profession-specific. I can help you assess which ones are the best fit for you.
2. Get Your Documents Ready Most programs require proof of income, a decent credit score, and other basic financial information. The more prepared you are, the faster the process can go!
3. Work with a Professional Navigating these programs can get complicated, but you don’t have to do it alone! As a Central Florida real estate expert, I’ll guide you through the entire process—from finding the right program to making sure you meet all the requirements.

Why Keep Renting? ??

When you rent, you're paying someone else’s mortgage! Homeownership allows you to invest in yourself, build wealth, and gain stability. And with programs offering up to $70K, that dream home is closer than you think.

?? LIVE Podcast Alert! ?? Are you ready to own your dream home and get help with up to $70,000 in down payment assistance? ????

Join Viv Cunningham, your trusted Realtor, and Michelle Young, Mortgage Loan Originator, for an exclusive LIVE episode where we break down everything you need to know about down payment assistance programs and how YOU can qualify!

?? When: December 9th, 2024

?? Time: 6:00 PM

?? Where: https://us02web.zoom.us/s/87237873747?pwd=6jlOZ2ZR1iWZJeOhBYhRvZ0GcpOebb.1#success

Get all the tips and insights to start your homeownership journey with confidence!

Join us and take the first step toward your new home. ??

Ready to Get Started Now? If you can’t wait until the podcast or want to chat sooner, click here to schedule a free consultation with me. Let’s see how much you qualify for and start your homeownership journey!

Stop making your landlord richer—it's time to invest in yourself!