Stop Playing Small; You Deserve More

You’re Not Getting Paid What You Want Because You’re Afraid to Talk About Money

Okay, let’s be real for a second: talking about money can feel like the most awkward thing on the planet. Whether you're negotiating a salary, setting your rates as a freelancer, or talking numbers with a client, it can make your palms sweat just thinking about it. But here's the tea: if you’re not getting paid what you want, it's probably because you're avoiding that money conversation.

The Real Talk: Why We’re Scared of Talking About Money

Let’s be honest, a lot of us have been taught that talking about money is rude, greedy, or improper. We’re told not to be "too forward" or "too demanding" when it comes to asking for what we deserve. This mindset keeps us stuck in that "I’m just happy to be here" mentality when deep down, you KNOW you’re worth more.

But here’s the thing, if you don’t speak up for your worth, nobody else will. You’re not gonna get what you want or deserve if you don’t have the courage to ask for it. Not speaking up could leave you feeling underpaid and overworked, and we don’t need that energy.

Time to Reframe: Talking About Money is Empowering

Let’s flip the script on this whole "money talk" thing. Money isn’t the bad guy here. It’s the tool that helps you live your best life, grow your business, and invest in your future. So instead of avoiding it, start thinking about those conversations as opportunities to demand what’s yours. When you talk about money with confidence, you’re showing everyone, including yourself, that you know your value.

The right (ahem-vibe aligned) clients, bosses, or collaborators will respect you more for owning your worth. You’re not just talking numbers, you’re setting the tone for how people treat you in every way.

Step 1: Know Your Worth

Before you even think about negotiating, you gotta know what you’re worth. I mean REALLY know. Do your homework, check out industry standards, chat with other people in your field, and calculate your ideal rate. Look at your experience, the expertise you bring, and the unique value you offer. If you need help figuring it out, find those resources that can back you up, whether it’s salary surveys or price guides.

Don’t forget, this isn’t just about the hours you put in, it’s about the magic you bring to the table. When you know your worth, that confidence is gonna shine through in every money conversation you have.

Step 2: Practice Makes Perfect

Talking about money doesn’t have to be awkward, I promise! The more you do it, the easier it gets. Practice those conversations in front of the mirror, with a friend, or even with a mentor. Get comfortable saying your rates out loud.

Here’s a little script you can try next time: “With my experience and the value I’m bringing to this project, my rate is X. I know this aligns with what’s standard for someone with my background, and I’m super excited to work together on this.”

When you say it with confidence, you’re gonna make everyone else feel confident, too. It’s all about the energy you bring.

Step 3: Be Clear, Be Direct

When it’s time to talk money, don’t beat around the bush. Be straight up with your rates or salary expectations. Don’t let that fear of rejection hold you back, be clear and assertive. If someone asks about your rate, don’t hesitate. Own your price and back it up with the value you bring.

If you’re negotiating with a client or employer, explain why your number is your number. Show them you’re not just pulling figures out of thin air, but that your rate reflects your expertise and what you’re bringing to the table.

Step 4: Don’t Be Scared of Rejection

Look, I get it, nobody wants to be rejected, but rejection is part of the game. And it doesn’t mean you’re not worth it. It simply means that the fit might not be right this time. Don’t take it personally. If someone can’t meet your rate, that’s okay! There are plenty of other opportunities out there, and those vibe aligned clients and employers will respect you for holding your ground.

Plus, when you get rejected, it clears the path for something better to come your way. Trust that everything is working out in your favor.

Step 5: Know When to Walk Away

It’s tempting to just accept a lower offer because you’re afraid of losing the opportunity. But let me tell you something, you don’t want to get stuck in a cycle of undercharging yourself. If you keep accepting less than you deserve, you’re only setting yourself up for frustration down the road.

Walking away from an offer that doesn’t meet your needs isn’t a failure; it’s a win. It shows you respect yourself, and you’re not settling. You are worthy of clients, bosses, and projects that value you at the level you deserve. And when you walk away, you create space for something that aligns better with your worth.

Conclusion: It’s Time to Speak Up

Talking about money can feel uncomfortable at first, but it’s so worth it (pun intended). If you’re not getting paid what you want, it’s time to change that. You’ve got the skills, the experience, and the value to back up your rate. And when you own that, everything else falls into place.

So next time the topic of money comes up, don’t shy away. Speak up, claim your worth, and know that you deserve it.

If you’re feeling unsure or want some extra guidance on how to navigate these conversations with confidence, I’ve got your back. Book a 30-minute consultation with me via the link in my profile, and we’ll work through any questions you have, role-play scenarios, or strategize your next money talk.

It’s time to stop letting fear hold you back from getting what’s yours. Let’s make it happen!