Some is better than none

You thought I was talking about life insurance. Maybe not.

If all of your investments are in cash value life insurance, I’d say get some real estate and equities and fixed interest investments. And don’t forget tax advantaged RRSPs and TFSAs and RESPs etc.

Financial optimization demands diversification.

Here is my proposed generally accepted snapshot of diversification?Principle 1.5: Diversify on page 193 of my book...

Don't Trust Me: Trust the Principles

The independent life insurance sales professional addresses the third bucket – Risk Management. No more and no less important than the other buckets.

Wishing and hoping we make the right financial decisions is fine but… no crystal balls. no time machines.