Solutions Non-QM
KRIS CZELUSNIAK
Account Executive at Plaza Home Mortgage, Inc. Company NMLS 2113 “Equal Housing Lender” MLO NMLS 1290147
The Plaza Home Mortgage? Solutions Program offers Non-Qualified Mortgages on fully amortizing 15 & 30-Year Fixed
Rate and 5/6 & 7/6 ARM and interest only 40-year Fixed Rate and 5/6 & 7/6 ARM with a 40 year term. Loan amounts
from $100,000 to $4,000,000 are eligible.
? Standard Documentation: 24 Month Standard Doc or 12 Month Standard Doc
? Bank Statement Income Documentation
o 24 Month Bank Statements – Personal or Business
o 12 Month Bank Statements – Personal or Business
? Profit & Loss Statement prepared by CPA or Enrolled Agent: 24 Month P&L or 12 Month P&L
? 1099: 2 Years 1099s or 1 Year 1099
? Asset Utilization
? Interest-only and fully amortized products
? DTI to 55% (24 month standard doc)
? LTVs to 90% with no MI
Please visit our website at plazahomemortgage.com to view full Program Guidelines.