Snowmelt: Make sure your clients don’t flake on flood insurance
National Flood Insurance Program FEMA
Helping your clients protect their assets and recover faster when floodwaters recede
While a few 50-degree days in the middle of winter can seem harmless, this sudden change of temperature can cause snowmelt and lead to increased risk of flooding in your area. Read this #NFIP article to learn more about snowmelt and how it could impact your community.
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Floods are the?most common and costly?natural disaster in the United States.?This will continue to be true as the?unpredictability of climate change exposes all property to some?type of flood risk.?If you live in an area prone to snow, help educate your community?about?this commonly overlooked flood risk:?snowmelt.??
Snowmelt is a natural part of the water cycle, but?when?warmer weather leads to?snow?thawing?too rapidly, it's unable to be absorbed by the frozen ground, surrounding water bodies,?or?local?drainage systems. This can?lead to snowmelt flooding?neighboring properties,?including your client’s?home or business.??
Climate change?has?caused?increased?unseasonably warm temperatures every winter leading to areas experiencing a higher risk of snowmelt as early as January and February.?Sudden?temperature differences?during this time?can?lead to an?increased?risk of flooding.??
For instance,?a few days of?50-degree weather?may seem harmless,?but it?can cause?about 2 to 4 inches of snow?to?melt?within a few days?with?potential flooding as a result.??
Share?these free NFIP resources?with your community?to help spread awareness about?snowmelt?and how it could impact?your clients’?lives.?Remind them not to flake on flood insurance as it’s the best way to?make sure they’re?protected in the event of a flood.??