Simplify Health Insurance & Master Your P&L

Simplify Health Insurance & Master Your P&L

Business owners, we know the pain: health insurance can feel like an unpredictable black hole in your P&L. Rising premiums, fluctuating costs, and year-over-year surprises make it challenging to plan and protect your bottom line.

But what if there was a way to bring predictability and control back to your finances? Enter the defined contribution model.

With a defined contribution approach—like an Individual Coverage HRA (ICHRA)—you set a fixed amount for employee health benefits. Instead of chasing rising group plan costs, you decide upfront what you’ll contribute, making health insurance as manageable as any other line item in your budget.

?? Why business owners love it:

  • Budget certainty: Know exactly what you're spending every month, every year.
  • Flexibility: Employees choose the plans that work for them, while you set the contribution limits.
  • Cost control: Eliminate the rollercoaster of unpredictable rate hikes.
  • Attraction & retention: Offer competitive benefits without breaking the bank.

Savii simplifies this process by combining powerful technology with personal guidance, ensuring you and your employees get the best of both worlds.

Health insurance doesn’t have to derail your financial planning. Master your P&L with a defined contribution model that works as hard as you do.

?? Let’s start the conversation: How do you currently manage health benefits as a business expense?

#SmallBusiness #HealthInsurance #DefinedContribution #P&LManagement #ICHRA

要查看或添加评论,请登录

Mary-Margaret Irish的更多文章

  • What Is Healthcare Consumerism? Healthcare consumerism is a movement that encourages individuals to make informed decisions about their healthcare se

    What Is Healthcare Consumerism? Healthcare consumerism is a movement that encourages individuals to make informed decisions about their healthcare se

    Healthcare consumerism drives improvements across the industry, fostering better transparency and access to…

  • What is the Family Glitch?

    What is the Family Glitch?

    The “family glitch” is a term coined to describe a gap in the original Affordable Care Act (ACA) regulations regarding…

    3 条评论
  • ICHRA Rules

    ICHRA Rules

    The Individual Coverage Health Reimbursement Arrangement (ICHRA) was introduced in 2020, ICHRA allows employers to…

  • ICHRA & ACA Reporting

    ICHRA & ACA Reporting

    Individual Coverage HRAs (ICHRAs) allow employers to reimburse employees for individual health insurance premiums and…

    1 条评论
  • You're choosing a market, not a plan

    You're choosing a market, not a plan

    When choosing between the traditional group health plan market and the individual ICHRA (Individual Coverage Health…

    1 条评论
  • ICHRA Basics

    ICHRA Basics

    Basics of an ICHRA (Individual Coverage Health Reimbursement Arrangement) What It Is: An ICHRA is an alternative to…

    1 条评论
  • PEOs & ICHRA: Attract & Retain

    PEOs & ICHRA: Attract & Retain

    Professional Employer Organizations have long been a valuable solution for businesses seeking to simplify HR, payroll…

    3 条评论
  • Which Employees Are Eligible to Participate in an ICHRA?

    Which Employees Are Eligible to Participate in an ICHRA?

    Let's start with a refresher with what an ICHRA or Individual Coverage Health Reimbursement Arrangement is. An…

    1 条评论
  • PEO co-employment and ICHRA

    PEO co-employment and ICHRA

    What is a Professional Employer Organization(PEO)? A PEO is a company that partners with small and medium-sized…

  • Why Startups Need to Offer Benefits

    Why Startups Need to Offer Benefits

    Attract Top Talent Startups compete with established companies for the best talent. Offering benefits, especially…

    2 条评论

社区洞察

其他会员也浏览了