Simple Step #1: Calculate How Much Debt You Have

If you are not sure of how much you owe it's wise to call the number on the card and ask, including the interest rate.You need to understand this is key because Once you have all the information on your debt then you are able to create a strategic plan for the payment.

In case you're wondering, the next step here is you should find out how much you owe for all the companies and this can be easily done using a spreadsheet, apps or softwares, either from your bank or from online.

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