Silicon Valley Bank collapse fallout reverberates across banks
American Banker
In-depth analysis, perspective and commentary on key issues affecting the banking industry.
Silicon Valley and Signature fallout will raise DIF fees. Who's paying ? Regulators covered Silicon Valley Bank and Signature Bank customers' money, and will need to replenish the Deposit Insurance Fund with higher assessments. But smaller banks don't want to pay for larger banks' mistakes.
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Small banks, credit unions work to quell panic after Silicon Valley Bank failure : Community lenders do not share the problems that led to the downfall of Silicon Valley Bank and Signature Bank — but their customers and members don't always know that.
Will SVB's fall affect other banks that serve the tech industry? : Observers say that most other banks with an overlapping customer base are in a better place than SVB to manage the risks.
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Dodd-Frank 2.0? Democratic lawmakers look to roll back regulatory relief for banks : Rep. Brad Sherman, D-Calif., a senior member of the House Financial Services Committee, said he's looking at a bill to shore up regulation and oversight of medium-sized banks.
Silicon Valley bridge bank to be led by former Fannie Mae CEO : Timothy J. Mayopoulos , who led the government-sponsored enterprise for six years following the Great Recession, will oversee the Federal Deposit Insurance Corporation (FDIC) -created entity intended to protect Silicon Valley Bank depositors.
Silicon Valley Bank's 'old-fashioned' failure highlights lingering risks : The bank's tech-sector focus contributed to its rapid demise. But the reasons for its failure come down to the nuts and bolts of banking, and other banks may have similar vulnerabilities.
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NYUST Ph.D.
1 年The Silicon Valley Bank thing is a reflection of the escalation in Fed violence, Japan is one of the largest foreign holders of US Treasuries, and when interest rates rise, the value of existing bonds falls because they offer less than new issues. Rate of return down. That means Japan's holdings of U.S. Treasuries could lose value as the Fed raises interest rates. Also, higher U.S. interest rates could lead to a stronger dollar, which could make it more expensive for Japan to service its yen-denominated debt. That could have a negative impact on Japan's economy, which relies heavily on exports. https://youtu.be/a73sbc-z_LM
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1 年Thanks for Posting.