Should you use an insurance broker?
Daniel Guiney, MBA
Your Insurance Broker - Helping Organizations & Highly Successful Families Secure Peace of Mind || Customized, Comprehensive, and Cost-efficient Risk Management Solutions
With commercials flooding TV and Radio implying you can save 15% or more in 15 minute or go to the general to save some time, is it worth having an insurance broker in this day and age?
The answer from my experience and according to this RiskHeads analysis is: YES
https://www.riskheads.org/top-5-reasons-consumers-should-use-insurance-broker/
Going direct often strips essential coverage from your policy to offer a lower price with weak coverage. Having a broker negotiate and review on your behalf could be the difference between a payout and declination in the event of a total loss situation.