A Shift in Profits: Analyzing the Decline in Dealership Gross Margins in Q3 2023

A Shift in Profits: Analyzing the Decline in Dealership Gross Margins in Q3 2023

Overall Gross Profit Trends

The automotive retail industry, a dynamic and ever-evolving sector, has witnessed a notable shift in dealership profitability, particularly in the gross profit per unit for new, used, and finance & and insurance (F&I) vehicles. As reported by the top six publicly held auto dealers, the third quarter of 2023 marked a downward trend when compared to the same period in the previous year. This article delves into the underlying factors contributing to this decline and examines the potential repercussions for dealerships.

New Vehicle Gross Profits

The surge in profits for new vehicles in previous years can be attributed to the unique market conditions brought on by the pandemic. Inventory shortages, driven by supply chain disruptions, allowed dealerships to command higher prices, often selling vehicles at or above the Manufacturer's Suggested Retail Price (MSRP). However, as these conditions normalize and inventory levels rise, dealers face an erosion of their pricing power. This normalization has led to a more traditional sales environment, where the competition is fierce, and strategic discounting becomes necessary to attract consumers who are no longer under pressure to purchase amid scarcity. With an average decline of 18.3% in new vehicle gross profits across the six dealers, the impact of this market shift is evident.

Table 1: New Vehicles: Gross Profit Per Retailed Unit

New Vehicles: Gross Profit Per Retailed Unit

Used Vehicle Retail Sales


The used vehicle market has also experienced a moderation in gross profits, albeit to a lesser extent than new vehicles. With an average decline of 10.3%, the used vehicle segment remains robust but not immune to the broader market changes. The decrease suggests that while there is still demand for used vehicles, the pressures of a normalized market are beginning to be felt.

Table 2: Used Vehicles: Gross Profit Per Retailed Unit

Used Vehicles: Gross Profit Per Retailed Unit

Finance & Insurance (F&I) Gross Profits

Traditionally a high-margin area for dealerships, F&I has shown resilience despite the downward trend. However, with an average decrease of 4.7%, it indicates that even the more stable revenue streams are not entirely shielded from the market's fluctuations. Interpretation and Outlook

The decrease in gross profits across all categories signifies a return to a more competitive and buyer-friendly market. Dealerships must adapt to this new normal by reassessing their sales strategies and focusing on efficiency and customer service. The data from the Q3 2023 reports reveals the necessity for dealers to refine their approach to maintain profitability in an environment where consumers have regained their negotiating leverage.

In conclusion, while the automotive retail industry is adjusting to post-pandemic market conditions, the key to success for dealers lies in their ability to pivot and adapt. By embracing innovative sales strategies and enhancing the customer purchasing experience, dealers can navigate through this transitional phase and set a course for sustained profitability.

For detailed insights and the source data, please refer to the Q3 2023 reports of the top six publicly held auto dealers:

Table 3: The Group Average Gross Profit Per Retailed Unit

Interpretation and Outlook

The decline in gross profits is a concerning trend for the auto industry. It is likely that this trend will continue in the near future, as dealers face continued challenges from rising costs and increased competition.

The source of the data in this analysis is from the Q3 2023 reports of each of the six publicly held auto dealers. The data was collected from the following sources:

The data was collected from the following sources:

  1. AutoNation: AutoNation’s Q3 2023 Report
  2. Penske Automotive Group: Penske’s Q3 2023 Report
  3. Lithia Motors: Lithia’s Q3 2023 Report
  4. Sonic Automotive: Sonic Automotive’s Q3 2023 Report
  5. Group 1 Automotive: Group 1’s Q3 2023 Report
  6. Asbury Automotive Group: Asbury’s Q3 2023 Report

This analysis is based on the reported figures and trends observed in the Q3 2023 earnings summaries of these dealerships.

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