Seven Benefits of Finding the Right Financial Adviser

There was a time when seeking financial advice was something only for the rich and famous. Something only those of a particular financial standing needed to do. Thankfully, those days are gone. Now, finding the right financial adviser for you and your individual circumstances could save you much more than just time and effort.?

Here, we will be discussing why finding the right financial adviser, who will consider all aspects of your finances, will help create a secure long-term financial future for you and your loved ones.???

Firstly, a couple of questions to set the scene.?

What type of financial advice do you need??

Are you at the point of looking for your first home, requiring mortgage advice???

Is your child heading off to university later this year, and you want to make sure you have their living and educational financial needs covered??

Or are you considering retirement planning or estate planning so that all your loved ones and dependents are considered in the fairest way possible??

Whatever stage you are at in life, it is never too early, nor too late, to try finding the right financial adviser for you and your particular situation.??

Independent Financial Advisers, such as the team we have here at Simpson Financial Services, are experts across all financial sectors.??

We have specialists who can take you from your very first savings account through to writing your Will.??

The thing with financial advice, is you don’t know what you don’t know, right???

You can sit in front of a screen with multiple tabs open, falling down the rabbit hole of link after link, and still not actually find what you don’t know you might be searching for!??

Confused? You don’t have to be.?

That is the beauty of financial advisers – we have all areas covered. This alone makes your time spent arranging a meeting or that initial conversation with a financial expert worthwhile.??

You may not know what kind of financial guidance you need until it is pointed out to you.??

The next question is what we can bring to you.?

What are the benefits of finding the right financial adviser??

With the economy creating change in our lives almost daily; tax thresholds, benefits, and education costs hitting the headlines more often than ever; and the general cost of living causing chaos, now is the perfect time to consider your individual and your family’s financial situation.??

The following points might just ease the weight of the personal responsibility you could be experiencing, and reaffirm the benefits of finding the right financial adviser:?

Save your time and effort

Financial planning research and decision-making are not easy. Particularly if you are not certain which will be the best option, or even what options are available.??

Finding the right financial adviser who gets to know you and your specific financial requirements, takes away the pressure and the overwhelm that the vast choice of products, providers, and financial options can create.??

An unbiased approach

Independent financial advisers are just that – not tied to any particular products or financial institutions.??

We also have access to an entire market that is not necessarily available through your internet searches, or by going through specific lenders.??

Therefore, we pride ourselves on being able to offer you the most appropriate and affordable route to financial security and stability, keeping you updated with any changes, without bias.?

Plan your entire financial strategy (spending and saving)

From debt consolidation, budget review, and reducing your outgoings, to an investment strategy, and ensuring the most tax advantageous position, finding the right financial adviser means we will first carry out a thorough review of your financial circumstances; provide the most relevant financial advice, and help build your financial portfolio or contact you at agreed intervals to ensure your short and long-term financial planning is managed appropriately.??

Protect your family

Life insurance, retirement planning, and Will writing are such emotive topics. Whilst we have the same interest at heart, that nothing is more important than protecting you and your family, finding the right financial adviser helps to remove the emotional attachment to any decisions. This ensures you and your family always receive professional and expert financial advice, no matter what the family ties and connections you may have amongst yourselves.?

Realistic savings and investment planning

We just mentioned removing the emotion out of your financial choices. Investments are another area in which you could find yourself facing all sorts of risks if you rely on your emotions too much.??

Hence, the benefits of finding a professional financial adviser who will review not only your current financial situation, to make sure your savings plans are realistic and affordable, but will also assess your attitude to risk, before recommending any potential investment opportunities.??

Reach your financial goals

Unless you are extremely financially astute, chances are you will miss opportunities to increase your wealth and speed up your savings plans.??

As independent financial advisers, we ensure you reach your financial goals using every method appropriate for you.??

We may incorporate ISAs, revise your pension plans, and encourage you to transfer funds to your children or spouse to effectively utilise their personal allowances.??

Talking about tax positions, Capital Gains Tax, and Inheritance Tax is complex. Finding the right financial adviser means all your financial goals are in the one place, under our umbrella, and we know how to achieve the most out of your complete financial position – current and future – with our eye on the entire financial package.??

Keep you on track!?

Finding the right financial adviser is not just about finding someone reputable, reliable, and who understands your financial position now.??

We work with you to assess your current finances, but also regularly review your accounts to keep you on track, work proactively to monitor your investments, and ensure you maximise your long-term financial planning to reach your financial objectives as stress-free as possible.??

Finding the right financial adviser – are you ready to take the next step??

When clients are looking for expert financial advice, one thing they rarely ask to see is our credentials.??

Perhaps they see our website, and the fact we have been serving our clients for so many years now, and that is enough to confirm we know what we are talking about???

We include our Financial Conduct Authority (FCA) registration number for all to see. That confirms our credibility, as well as knowledge and professionalism.?

And we are proud to show the range of specialist financial advice that we are able to offer across our team of Independent Financial Advisers.??

So, if you have found this article of interest, and are ready to seek financial advice, or discuss your financial circumstances, why not try Simpson Financial Services??

We are available to discuss your entire family’s financial planning, from school fees to care home fees, savings and investments, and everything relating to retirement plans, estate planning, and writing your Will. We leave nothing to risk.?

Contact one of the team today. Let us help you in finding the right financial adviser, and take away the stress, so you can enjoy your time doing the things you love to do.??