The Secret Ingredient to Lower Your Health Insurance Costs
Would you like to lower your company’s health insurance costs?
Would you like to make your plan more affordable for your employees?
If so, here’s the secret ingredient:
Focus on healthcare.
The healthcare services your employees use are the biggest drivers behind your health insurance premiums.
The more expensive the services the more likely your premiums will increase. It’s important your health insurance plan helps your employees access high-quality care at an affordable price.
Would you believe that a higher level of care can cost less?
You would think it’s the opposite, however, the data actually shows the contrary.
The example below can shed light on what your employees are experiencing today:
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You have an employee who’s been told they need a knee replacement, so they go to the hospital for the procedure. Unfortunately, due to complications, a two to three-day stay becomes two to three weeks. You see, the hospital doesn’t perform replacements on a frequent basis.
Next, they’re scheduled for six weeks of physical therapy, and it quickly becomes six months. Your employee is now frustrated and the care costs $10,000s more than it should’ve if it had been done right.
However, had your health insurance plan had a nurse concierge built into the program, the employee would’ve been advised to go to a specialist who performs knee replacements frequently allowing the surgeon to perform them faster, more efficiently, and at a much lower price. Your employee is happy and so is your bottom line!
If you want to lower your health insurance costs and make your plan affordable for your employees here’s the key:
Know that healthcare costs drive health insurance costs.
Focus on giving your employees access to high-quality healthcare.
Give them a nurse concierge to help make these decisions easy.
If you’d like to learn how you can do this successfully, let’s get a call scheduled with our team. We pride ourselves on building health insurance plans that put employees first!