The second question we have been frequently asked was why we do not use bank loans.

Why a reputable Polish engineering company is looking for foreign capital for investment development and implementation.

A few words of introduction, which should help you assess our activities and the potential for which

we are seeking capital.

We have often been asked the question why, as the general contractor of construction and engineering work, we focused our activities on seeking properties, conducting analyses of the location and market research and then finally bought the selected property, renovated, developed and modernized it and finally sold it or rented it to the final client.

The answer is simple.

As the general contractor we completed investments for investors. Our profit was generated at the level of 2-3%, whereas the payment period was as long as 180 days. That is why two or three years ago we made a decision to change the strategy for our company development.

Using our experience and executive potential for our own investments we have completed three investments so far. At present we are working on two compact investments and preparing the next two. We even secured the bank credit commitment for one of them.

The second question we have been frequently asked was why we do not use bank loans. The capital for the investment was mainly obtained from bank loans. Bank loans are cheap. Banks recognize our credibility and provide us with credit up to a certain level. However, in our case, bank loans completely limit the activities of the company. In the period when a loan has been granted, practically no other major investment can be implemented, apart from the credited one. And the amount of the loan is associated with the company turnover.

Another question we have been asked is that the cooperation with banks gives us some kind of stability. Yes, that is true, but looking at the demands of the market and our clients, at the end of

2018 we could sell around 900 residential and hotel apartments. We received 1944 catalogued and confirmed reservations from clients, of whom 900 were eager to pay the deposits. And all we offered were 58 apartments.

The purposes for which we are seeking capital.

We really want to go to the higher level of revenues and satisfy the needs of our clients, who expect us to offer apartments, hotels and commercial properties in locations selected by us.

Our potential is the possibility of completing simultaneously two large investments, with budgets of around 7-10 million euro and 3-4 smaller investments with budgets of 2-5 million euro.