? Scam Alert! ? A Holiday Season Reminder

As we joyfully approach the holiday season, it's important to be vigilant about the increased risk of fraud that accompanies this festive time. Did you know that incidents of fraud spike by about 20% during the holidays? Let’s explore a few key tips to protect your finances, ensuring a secure and worry-free celebration.

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1. Stay Vigilant: Monitoring Your Accounts

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The first line of defense against fraud is a vigilant eye on your financial accounts. Regularly review your bank and credit card statements for any unusual or unauthorized transactions. The sooner you spot and report suspicious activity, the faster you can prevent potential financial damage.

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2. Verify Before You Click: Be Wary of Phishing Attempts

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In the digital age, phishing attempts become more sophisticated, especially during the holiday season. Exercise caution when receiving emails or clicking on links, especially from unfamiliar sources. Take the time to verify the legitimacy of the sender and the content before engaging. Remember, a moment's hesitation can save you from falling victim to a scam.

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3. Act Swiftly if Fraud Occurs: Contact Your Financial Institution

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Despite our best efforts, fraud can still happen. If you suspect any fraudulent activity, it's crucial to act swiftly. Contact your financial institution or call the number on the back of your debit or credit card immediately to report the incident.

The holiday season is a time of joy, but it's also a time to be proactive in protecting our financial well-being. Let's make informed choices, stay vigilant, and prioritize the security of our finances. As always, Texas Bay has numerous precautions in place such as ID Theft Aid, FAST online card cancellation, and more.

By following these tips, you can have a safe and secure holiday season for yourself and your loved ones. Wishing you all a joyful and fraud-free celebration! ????