- Verify Sender Details: Always double-check the sender's credentials and verify their identity before responding to any requests or transactions.
- Be Wary of Unsolicited Requests: Avoid responding to unsolicited messages, emails, or calls asking for personal or financial information.
- Use Secure Apps: Download UPI apps only from official sources such as app stores, and ensure they are regularly updated with the latest security patches.
- Enable Two-Factor Authentication: Activate two-factor authentication (2FA) on your UPI app for an added layer of security.
- Keep Credentials Confidential: Never share your UPI PIN, password, or OTP with anyone, including bank representatives or customer service agents.
- Monitor Account Activity: Regularly review your transaction history and account statements for any unauthorized or suspicious activity.
- Set Transaction Limits: Limit the amount of money that can be transferred through your UPI app to minimize potential losses in case of fraud.